Only for BT clientsWhere can I renew the PAD policy related to the mortgaged property?The PAD policy can be renewed at any BT unit or directly into BT Pay - în momentul în care îți emiți o nouă poliță facultativă din aplicație. Last update2026-07-16Was the answer useful to you? 16 How can we improve the answer? We are sorry that this answer was not useful to you. Help us improve it0/500Send feedback 27 TagsMortgage housing creditHome insurance