2660 questions and answers

During the loan term, can the variable interest rate be changed?

Yes. The current variable interest rate level can change depending on the evolution of the reference index*:➤⠀IRCC;➤⠀ROBOR; ➤⠀EURIBOR; ➤⠀LIBOR.* If you want to ...

58 votes

My BT meal card does not work. Why?

🕵 If you are at the merchant's point of sale, you try to pay for your groceries with the BT Meal Card and you find that it does not ...

9 votes
Only for BT clients

How can I receive account statements regarding my investments?

You have several options, depending on what is easier for you: If you are a resident natural person and have the BT Pay app➭ access the Investments tab ➭ ...

42 votes

What are the transaction limits for payment with my BT card and Apple Pay?

This is easy! 😅Any transaction limit you have on physical cards applies exactly the same to transactions with Apple Pay. If you want ...

16 votes
Only for BT clients

What is the Raul chatbot from BT?

Well, if you haven't met the Raul chatbot from BT yet, you should know that it helps you find out quickly, for free and non-stop information about your company, ...

55 votes

How can I see what offers and discounts I benefit from with the BT Omnipass card and the Omnipass badge?

You very easily check, online, on the Omnipass website, the partners section. 😉

6 votes
Only for BT clients

If I have had defaults on other loans can I apply for a loan?

Reporting to the Credit Bureau does not imply an automatic refusal regarding the granting of a loan. 😮If there are active arrears, make sure to pay them off ...

323 votes

Where can I find the list of BT correspondent banks?

We have on the site a page dedicated to the list of BT correspondent banks. Take a look! 😃

54 votes
Only for BT clients

How can I pay the monthly obligations for the BT credit card through BT Pay?

When you choose your BT credit card 💳 from BT Pay and check the "Credit Info" menu, you will see what the minimum amount and the maximum amount that must be ...

34 votes

How do I change the default card in Apple Pay?

Noi îți spunem aici 2 variante. 😃 Tu o alegi pe care vrei: ❶⠀iPhone sau iPad: „Setări” ➭ „Wallet & Apple Pay” ➭ „Tranzacții Default” ➭ „Default Card” ...

8 votes
Only for BT clients

Do I lose the interest if I close the deposit before maturity?

Depends on the type of deposit! 🤔 In the case of classic deposits, the accumulated interest is lost if it is terminated before maturity, the exception being ...

26 votes
Only for BT clients

What types of notifications are available in BT Alert?

Through BT Alert, you have access to the following notifications: 😉➤⠀collections in the bank account, in the VAT account or in the escrow account;➤⠀the current account balance or ...

8 votes
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