2762 questions and answers
Only for BT clients

If I have an account opened in Romania at BT, can I withdraw money from the account in Italy?

Currently, you can only do this if you have opened an account at BT Italy. If you already have one, you can make a transfer from the Romania account to the one at BT ...

34 votes

Are there commissions for BT card payments at shops/supermarkets?

BT guarantees you that any payment made in Romania is free of charge, regardless of the POS used by the merchant to collect the money at ...

43 votes
Only for BT clients

Do I lose the interest if I close the deposit before maturity?

Depends on the type of deposit! 🤔 In the case of classic deposits, the accumulated interest is lost if it is terminated before maturity, the exception being ...

31 votes

What is the "repayment schedule"?

The repayment schedule tells you details about your credit, namely, about: ➤⠀the status of the installments; ➤⠀payment terms and conditions; ➤⠀interest payment and ...

20 votes

How can I see what offers and discounts I benefit from with the BT Omnipass card and the Omnipass badge?

You very easily check, online, on the Omnipass website, the partners section. 😉

7 votes

What are the advantages of credit cards?

❶⠀Payment in installments without interest - up to 12 Installments, and in the case of banking shopping campaigns you can enjoy up to 18 Interest-free Installments at partners ...

8 votes

During the loan term, can the variable interest rate be changed?

Yes. The current variable interest rate level can change depending on the evolution of the reference index*:➤⠀IRCC;➤⠀ROBOR; ➤⠀EURIBOR; ➤⠀LIBOR.* If you want to ...

58 votes
Only for BT clients

Can I make online transactions abroad with my BT card?

All cards issued by us can be used at merchants abroad or on websites from other countries. 🌍Or, of course, you can withdraw money from ...

110 votes
Only for BT clients

What is the Raul chatbot from BT?

Well, if you haven't met the Raul chatbot from BT yet, you should know that it helps you find out quickly, for free and non-stop information about your company, ...

56 votes

What are the transaction limits for payment with my BT card and Apple Pay?

This is easy! 😅Any transaction limit you have on physical cards applies exactly the same to transactions with Apple Pay. If you want ...

16 votes
Only for BT clients

If I have had defaults on other loans can I apply for a loan?

Reporting to the Credit Bureau does not imply an automatic refusal regarding the granting of a loan. 😮If there are active arrears, make sure to pay them off ...

323 votes
Only for BT clients

What types of notifications are available in BT Alert?

Through BT Alert, you have access to the following notifications: 😉➤⠀collections in the bank account, in the VAT account or in the escrow account;➤⠀the current account balance or ...

8 votes
What would we do without those who literally grow Romania?
There are over 1 million entrepreneurs in the country. Tens of thousands of farmers who choose to be there, to work and to cultivate. Today we met with one of them.
What would we do without those who literally grow Romania?
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