What is the "repayment schedule"?
The repayment schedule tells you details about your credit, namely, about: ➤⠀the status of the installments; ➤⠀payment terms and conditions; ➤⠀interest payment and ...
Can I make online transactions abroad with my BT card?
All cards issued by us can be used at merchants abroad or on websites from other countries. 🌍Or, of course, you can withdraw money from ...
During the loan term, can the variable interest rate be changed?
Yes. The current variable interest rate level can change depending on the evolution of the reference index*:➤⠀IRCC;➤⠀ROBOR; ➤⠀EURIBOR; ➤⠀LIBOR.* If you want to ...
Do I lose the interest if I close the deposit before maturity?
Depends on the type of deposit! 🤔 In the case of classic deposits, the accumulated interest is lost if it is terminated before maturity, the exception being ...
Is there a minimum amount to open savings account for legal entities?
Yes, the minimum amount you need to open a savings account with us is 100,000 lei for legal entities.
What are the transaction limits for payment with my BT card and Apple Pay?
This is easy! 😅Any transaction limit you have on physical cards applies exactly the same to transactions with Apple Pay. If you want ...
How can I see what offers and discounts I benefit from with the BT Omnipass card and the Omnipass badge?
You very easily check, online, on the Omnipass website, the partners section. 😉
What is the Raul chatbot from BT?
Well, if you haven't met the Raul chatbot from BT yet, you should know that it helps you find out quickly, for free and non-stop information about your company, ...
If I have had defaults on other loans can I apply for a loan?
Reporting to the Credit Bureau does not imply an automatic refusal regarding the granting of a loan. 😮If there are active arrears, make sure to pay them off ...
What types of notifications are available in BT Alert?
Through BT Alert, you have access to the following notifications: 😉➤⠀collections in the bank account, in the VAT account or in the escrow account;➤⠀the current account balance or ...
How many types of pensions do we have in Romania?
In Romania we have 3 types of pensions: ❶⠀Pillar 1 ➭ state pension;❷⠀Pillar 2 ➭ mandatory private pension;❸⠀Pillar 3 ➭ optional private pension.
What are the advantages of credit cards?
❶⠀Payment in installments without interest - up to 12 Installments, and in the case of banking shopping campaigns you can enjoy up to 18 Interest-free Installments at partners ...