During the loan term, can the variable interest rate be changed?

Yes. The current variable interest rate can change depending on the evolution of the reference index *:

➤⠀IRCC;

➤⠀ROBOR;

➤⠀EURIBOR;

➤⠀LIBOR.


* If you want to find out more details about these indexes, we invite you to read the answer to the question: „What is IRCC, ROBOR, EURIBOR or LIBOR?”. 😉


❗⠀Don't forget that: the interest is composed of the bank's fixed margin plus one of the above-specified clues.

This will be updated and changed by us quarterly and varies depending on the evolution of the benchmark index and exchange rate for the loans in currency. 🤓

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