How do I request a virtual card?
Nothing could be simpler. 😃 Here you have all the steps:❶ Either you choose the "Virtual cards" option from the homepage, or you press the "+" button in the top right corner❷ You choose ...
Can I attach a debit card to my EUR / USD account?
❶⠀If you are an individual client, you can request the issuance of the debit card in EURO ➭ Mastercard Direct which will be attached to your EURO account or to a ...
Where can I find the Facturel machine?
Facturelul is the new BT Express. 😮You can find the BT Express payment machines in almost all BT units. And we upgraded them to make it even more ...
What does “electronic signature” mean on the credit application documentation for a BT Mic loan?
The electronic signature has the same legal value as ✍ the usual signature, the one you are already used to on paper. Thus, once you sign electronically ...
How do I pay with my phone through BT Pay?
So that you don't stop chatting with your friends or close other apps, it's better to use BT Pay. It's enough to be connected to the internet, ...
Why should I have a private pension?
It is good to have the security of tomorrow and never to leave yourself "in anyone's hands." 😊 At this moment, in Romania there are approximately 4.7 million ...
What does "pre-financial approval" mean?
Pre-approval is when you want to apply for a mortgage loan for your new home and you bring your income documents to us. ...
What rights does the authorized representative have on the company's accounts?
The proxy has all the rights granted by the associates/ legal representative. If the proxy is not specific, and has a general character, ...
How is the variable interest rate calculated?
This is calculated based on the reference index IRCC / ROBOR / EURIBOR / LIBOR + the bank's fixed margin. 😮The interest is calculated on the balance ...
What is a "guarantee ceiling"?
The Bank Deposit Guarantee Fund is the official deposit guarantee scheme recognized in Romania. The guarantee ceiling is the equivalent ...
What is the interest rate for the savings account?
It depends on you, because the interest increases progressively, depending on the amount of money you have in the savings account. For amounts between 100,000.00 lei and ...
Do legal entities pay tax on interest?
Legal entities pay tax on income from interest on deposits if they report a profit at the end of the fiscal year ...