2762 questions and answers
Only for BT clients

What is the period in which an agricultural loan is obtained?

It depends on the requested amount, but at least 3 working days. 😃

21 votes

How do I pay with my phone through BT Pay?

So that you don't stop chatting with your friends or close other apps, it's better to use BT Pay. It's enough to be connected to the internet, ...

27 votes

Where can I find the Facturel machine?

Facturelul is the new BT Express. 😮You can find the BT Express payment machines in almost all BT units. And we upgraded them to make it even more ...

23 votes

What is the interest rate for the savings account?

It depends on you, because the interest increases progressively, depending on the amount of money you have in the savings account. For amounts between 100,000.00 lei and ...

46 votes
Only for BT clients

How do I activate the application on another phone or I no longer remember the PIN code set for unlocking the mobile app in BT Go?

In case you want to activate the application on another phone or you no longer remember the PIN code set for unlocking the mobile application, all you ...

9 votes

Why should I have a private pension?

It is good to have the security of tomorrow and never to leave yourself "in anyone's hands." 😊 At this moment, in Romania there are approximately 4.7 million ...

30 votes
Only for BT clients

How do I set the BT card transaction limits for cash withdrawals from Banca Transilvania ATMs?

If you haven’t found out already, you can quickly set trading limits directly from BT Pay. 😃All you have to do is follow the steps below: ❶⠀You enter ...

17 votes
Only for BT clients

What is a "guarantee ceiling"?

The Bank Deposit Guarantee Fund is the official deposit guarantee scheme recognized in Romania. The guarantee ceiling is the equivalent ...

120 votes
Only for BT clients

What does “electronic signature” mean on the credit application documentation for a BT Mic loan?

The electronic signature has the same legal value as ✍ the usual signature, the one you are already used to on paper. Thus, once you sign electronically ...

16 votes

What are the conditions for granting the New Home loan?

New Home Credit is a solution for your dream to come true. 🏠See below the granting conditions:➤⠀you must have income ...

22 votes

What rights does the authorized representative have on the company's accounts?

The proxy has all the rights granted by the associates/ legal representative. If the proxy is not specific, and has a general character, ...

37 votes
Only for BT clients

What are the monthly management fees in the case of investment funds?

The monthly management fee is different for each fund, being withheld from the average net asset value of the funds.With other ...

51 votes
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