2693 questions and answers

How do I pay with my phone through BT Pay?

So that you don't stop chatting with your friends or close other apps, it's better to use BT Pay. It's enough to be connected to the internet, ...

27 votes

Where can I find the Facturel machine?

Facturelul is the new BT Express. 😮You can find the BT Express payment machines in almost all BT units. And we upgraded them to make it even more ...

23 votes
Only for BT clients

What does “electronic signature” mean on the credit application documentation for a BT Mic loan?

The electronic signature has the same legal value as ✍ the usual signature, the one you are already used to on paper. Thus, once you sign electronically ...

16 votes

What is the interest rate for the savings account?

It depends on you, because the interest increases progressively, depending on the amount of money you have in the savings account. For amounts between 100,000.00 lei and ...

46 votes

Why should I have a private pension?

It is good to have the security of tomorrow and never to leave yourself "in anyone's hands." 😊 At this moment, in Romania there are approximately 4.7 million ...

29 votes
Only for BT clients

What is a "guarantee ceiling"?

The Bank Deposit Guarantee Fund is the official deposit guarantee scheme recognized in Romania. The guarantee ceiling is the equivalent ...

119 votes

What rights does the authorized representative have on the company's accounts?

The proxy has all the rights granted by the associates/ legal representative. If the proxy is not specific, and has a general character, ...

37 votes

What does "pre-financial approval" mean?

Pre-approval is when you want to apply for a mortgage loan for your new home and you bring your income documents to us. ...

46 votes

What limit can the credit card have?

Credit card for individuals can be attached to a credit line of up to 5 eligible monthly incomes, as follows: ➤⠀up to 5,000 is granted ...

14 votes
Only for BT clients

How do I activate the application on another phone or I no longer remember the PIN code set for unlocking the mobile app in BT Go?

In case you want to activate the application on another phone or you no longer remember the PIN code set for unlocking the mobile application, all you ...

9 votes

How is the variable interest rate calculated?

This is calculated based on the reference index IRCC / ROBOR / EURIBOR / LIBOR + the bank's fixed margin. 😮The interest is calculated on the balance ...

18 votes
Only for BT clients

What are the monthly management fees in the case of investment funds?

The monthly management fee is different for each fund, being withheld from the average net asset value of the funds.With other ...

51 votes
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