What are the conditions for granting the New Home loan?

New Home Loan it is a solution for your dream to come true. 🏠

Here below are the granting conditions:

➤⠀you must benefit from permanent net income

➤⠀to have the minimum advance required from the purchase price of the home, namely

❶⠀5% advance for all categories of completed housing, regardless of their age, with a purchase value of up to 70,000 euros or the equivalent in lei (maximum credit granted 66,500 euros or the equivalent in lei)

❷⠀15% advance for new/consolidated homes, no older than 5 years, with a purchase value between 70,001 euros and 140,000 euros or the equivalent in lei (maximum credit granted 59,500 euros, respectively 119,000 euros or the equivalent in lei)

➤⠀to meet all eligibility conditions according to the bank's internal lending rules

Tips: The advance covers the difference between the purchase price resulting from the preliminary sale-purchase agreement and the guaranteed financing.

You can also find out other details about the loan of aici.