2660 questions and answers
Only for BT clients

Is the account statement free or do I have to pay?

It depends. If you request it from a BT unit, the monthly account statement is free. However, the daily one costs you 1 LEU. 🤷You can request it for free though from the BT application ...

57 votes

How long does it take for my card to arrive?

In general, card delivery can take up to 7 working days and it will be delivered to your unit.😊 Anyway, you will receive an SMS once it has ...

110 votes
Only for BT clients

What happens if I lose my job?

If this happens, it is important to inform us as soon as possible. Together we analyze options such as postponing installments or adjusting the loan, thus ...

104 votes

What is „bursa”?

The stock exchange is the institution through which investors sell or buy securities, the simplest of these being shares. "The stock exchange of ...

80 votes

How to choose an insurance that fits my needs?

We have for you several types of insurance at our partners: Metropolitan Life, Groupama Insurance and Asirom. 😃For each of the insurance ...

80 votes
Only for BT clients

With what do I need to guarantee a loan at BT Mic?

The need for credit guarantee arises from the analysis process of your business. 😊Most of the time, only the guarantee by ...

90 votes

If my leasing contract has expired, can I still drive the car?

Yes, the registration of a motor vehicle is continuous. 🚘According to the law, you are required to transfer the vehicle within 30 days from the date ...

31 votes

Is it necessary for the account statements to be stamped or signed by the bank?

The account statement shows you exactly what happens in your account and presents all transactions processed by the bank. It is good to know that these are valid ...

83 votes

What does "bank margin" mean?

Bank margin is a component part of the loan interest which is set as a fixed percentage throughout the contract period. 📑❗⠀If you are thinking of taking ...

16 votes
Only for BT clients

Do I receive messages through BT Alert even when I make payments?

Yes, through the BT Alert service you receive notifications also in case of payments made from: ➤⠀current account;➤⠀from the VAT account; ➤⠀or the escrow account. This ...

124 votes

What documents do I need to open an online company account?

Simple. 😄 You only need the identity card and to be the legal representative of the company. ❗ You can open an account online only if your company is ...

125 votes
Only for BT clients

When do I pay the installments for the insurance attached to the loans I took at BT?

You pay the life insurance installments together with the payment obligations of the loan, at the deadlines established in the contract. 🙂The ones for the insurance ...

14 votes
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