2660 questions and answers
Only for BT clients

How do I block a card from BT Pay?

Loss of the card 💳 is a difficult moment, but you can quickly reduce the risks by blocking it temporarily or permanently. How do you do that? Well, through the following steps: ...

50 votes
Only for BT clients

I am expecting a transfer in a currency other than Lei or Euro. How long will it take for the money to enter my account?

Money arrives immediately in your account if: They were sent from another BT account (24/7) They were deposited at the counter of a BT unit during business hours. It is good to ...

83 votes
Only for BT clients

What is the insured amount for the life insurance policy attached to the loan?

As usual, this varies depending on you, namely:❶⠀If you concluded an insurance policy before 2019: ➤⠀the insured amount represents ...

98 votes
Only for BT clients

How can I get in touch with the Raul chatbot from BT?

Raul from BT is available exclusively on Whatsapp. 😊 ➭⠀add to contact list (+40) 757 080 006;➭⠀Start; ➭⠀Fill in VAT number; ➭⠀Fill in OTP ...

77 votes
Only for BT clients

What happens if I do not pay a credit installment on its due date?

If you exceed the due date by 30 days you will be reported to the Credit Bureau, which may affect you in the future, when you want to make a new ...

84 votes
Only for BT clients

What is the minimum advance payment I have to make in order to purchase a land?

In case of purchasing a land, the minimum advance payment is 50% of the sale-purchase value. However, keep in mind that the land must be located ...

30 votes

How do I pay for a purchase in installments?

For the BT Direct Installments Anywhere program, you can convert into installments (from 3 to 36), any purchase over 500 lei. At the time of full payment ...

42 votes
Only for BT clients

What documents do I need to open an online account at BT?

Nothing complicated. 😊 You only need your identity card issued in Romania. And of course, to be a resident. 😉

435 votes

What are the costs of a loan from BT Mic?

Cost offer for a BT Mic loan is customized and can only be made following the credit request and business analysis.If you want ...

31 votes
Only for BT clients

When do I have to repay and what amount from the credit used on the card?

For a credit card, you must repay at least 10% of the used credit value within a calendar month, between the 1st and the 25th of the month ...

100 votes

Between what hours can I apply for opening an online account?

If you want to open an online account for yourself, you can do it regardless of the hour through BT Pay. If you want to open a company account, you can do it ...

394 votes

What is more advantageous: a line of credit or a working capital loan? What is the difference between the two types of loans?

Both types of credit provide the necessary funds:➤⠀current expenses; ➤⠀refinancing other credits;➤⠀payment of debts to the budget and to ...

136 votes
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