I need the electronic signature to apply for the Online Credit from BT Go?
No. You do not need to already have an electronic signature. In case you are the administrator who signs the contract, the electronic signature is issued ...
Do I have to already be a BT client to apply for the Star Card?
It is not mandatory to be an existing BT client to apply. You can become a client and request a Star Card at the same time. It is very easy to open an account - ...
In what cases can my debt ratio increase?
The debt ratio can increase when your income rises or when your monthly expenses decrease. Practically, you have more room in the budget for an installment ...
Are there dedicated locations for Premium Club customers?
Yes. Premium clients have access to dedicated locations in Bucharest, Cluj, Brașov, Timișoara, Constanța, and Oradea, where they can talk to a Relationship Manager ...
What documents are necessary for rental income?
For income from rents you need: rental contract registered with ANAF, bank statements for the last 3 months, ANAF Agreement, deed of ...
How can I request a Star Forte shopping card?
You can get a Star Forte shopping card simply and quickly, 100% online or by visiting a BT unit. Online via BT Pay. In a BT unit: We are waiting for you at any ...
Can I get a loan if I already have one at another bank?
Yes. As long as you fit within the maximum debt-to-income ratio, you can take out a new loan even if you have other loans in progress.
Can I hold multiple BT credit cards simultaneously?
Yes, it is possible to hold multiple credit products at BT, but each request is analyzed individually based on the total level of debt, ...
How is the profit obtained from investment funds taxed?
Winnings are taxed at source, according to the legislation in force: 3% for securities held for more than 365 days and 6% for ...
What happens to Star points if I return a product purchased with Star Card?
In case of a return, the merchant issues a refund to the card. The Star Points accumulated for that transaction will be automatically canceled along with ...
What is the minimum amount I can access through Online Credit in BT Go?
The minimum amount that can be accessed through Online Credit from BT Go is 10,000 lei. The maximum available amount depends on the company's profile and is ...
What does TER represent?
TER (Total Expense Ratio) is the annual management cost of an ETF, expressed as a percentage and included in the fund's price.