When is a good time to take out a loan?
Depends. Let's consider the following:#1: A loan must always be repaid to the bank, under the established terms and conditions. The loan has at ...
Where can I open an online account from BT Pay?
From absolutely anywhere in the world! 🌍You just need to be over 18 years old, download the app, and have your ID card with you. ✨
How can I monitor the card of the holder I just issued from BT Pay?
If you access the "Accounts" menu you see all the cards attached to each account in particular, including those of the holder. You can see the expenses made with ...
I want to apply for a new loan at OTP Bank. Can I still? Until what date?
Starting from November 04, 2024, no new credit applications will be accepted at OTP Bank. After this date, you can come to any Banca Transilvania unit.
How do I receive the card abroad if I opened an account online through BT Pay?
Your physical card can be delivered to the address you choose in Romania or it will be waiting for you at a BT location, for 90 days. ✨
Where do I keep the savings?
The money saved must be safe so that you do not risk losing it or forgetting where you put it (that is if you save in cash money, put ...
Are BT a financial education program?
FIT: Finance Made Understandable for Everyone is the financial education program for all initiated by Banca Transilvania in 2023. FIT aims to explain ...
I am a parent and I have activated BT Pay for my child. What can I do?
Many and at one click away. 😊 You can:set limits on your child's cardsblock / unblock cardssee the balance and transaction history
In the situation where OTP clients withdraw the amount from the deposit on the maturity date or one day before/after, do they have the possibility to withdraw the money without commission?
Regardless of the time when the warehouse is decided to be closed (including at the maturity date/automatic renewal), respectively cash withdrawal, ...
Is the interest rate variable or fixed in BT Go?
The interest rate is fixed for the entire deposit period.
How many online deposits can I open in BT Go?
You can open an unlimited number of online deposits.
What can a parent see with BT Pay Kiddo?
The parent can see how much money the kiddo has left on the card, what expenses they have, can set transaction limits and can block or unblock the card. 💝