Cum activez cardul după ce îl primesc?
Cardul poate fi activat simplu prin:BT Pay – direct din aplicațieATM BT – introducând cardul și PIN-ulTelefon – sunând la numărul de pe spatele ...
Is there a limit amount for the installment payments made with the Star card?
There is no minimum amount imposed by the bank to make an installment payment to partners. The limit is given by the available balance of your card...
How long does it take to process the application and receive the card?
Online processing usually takes a few minutes if the documents are complete. The physical card is delivered later at home by courier or may be ...
What happens if I do not pay the full amount by the due date?
If you do not pay the total amount spent during the grace period, interest is applied to the remaining payment amount. The standard interest rate is specified in the grid ...
How do I increase my credit limit?
You can request a credit limit increase after a period of active and responsible card usage (usually, a minimum of 6 months). The request can ...
If I pay with the Star shopping card abroad, will I earn Star points?
Of course, for every payment you make abroad you benefit from 0.1% points of the purchase value. ✨
How do I close the Star credit card account?
To close the credit card:Pay the full debit balance (including future installments in the balance, if applicable)Come to a BT unit and ask ...
Can I apply for a credit card if I am a PFA (authorized natural person) or have income from independent activities?
Yes, individual authorized persons and individuals with income from independent activities can apply. The bank will require supporting documents (e.g.: the latest tax returns or ...
What is the minimum income I need to apply?
The minimum income required to apply for a Star Card shopping card is 800 lei net per month. The income refers to that obtained from salaries, ...
What are the costs associated with owning a Star Card?
The main costs are: Annual administration fee: check the fee schedule, but there are often exemption offers under certain conditions. Interest: It ...
Does my credit history matter when applying for a credit card?
Yes. BT checks the credit history at the Credit Bureau. A negative history (arrears, non-performing loans) can affect the approval of the application. A score of ...
How do I block the card in case of loss or theft?
You can block the card instantly through:The BT Pay Application – the "Block card" optionCall 0800 801 BT (0800 801 28) – available 24/7Emergency service ...