84 questions and answers

What advantages do loans with BID guarantees offer for SMEs?

BID guaranteed loans are designed to facilitate companies' access to financing under very advantageous conditions. Among the benefits are ...

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Who can use the CIP online service?

The service is available for all legal entity clients who have:a company account at BT, andan active account on the CIP Online platform.

1 votes

How much does a CIP inquiry cost?

A query costs 5 lei + VAT, and the payment is made directly from your BT account.

1 votes

What is a credit with European guarantee?

A credit with European guarantee is intended for the financing or refinancing of expenses related to investment projects, with the possibility of ...

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What types of expenses are eligible for VAT recovery?

Among eligible expenses are:International fairs and eventsHotels and restaurantsFuel and transportationTelecommunicationsSessions of ...

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Who is Raul from BT and how do I find him?

Raul is BT's chatbot, available 24/24 on WhatsApp, who offers you information about your company's accounts, products, and services. To talk with ...

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In what timeframe are CIP requests processed?

Requests are processed from Monday to Friday, between 9:00 and 17:00. Any request sent outside this interval is processed on the next working day.

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What use is a credit with a European guarantee for investments to you?

Acquisition of buildingsAcquisition of equipmentAcquisition of machineryAcquisition of means of transport

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How to use a credit with European guarantee?

The credit can be used in full or in installments, based on supporting documents.

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I want a loan with European guarantee, how do I proceed?

Come to the nearest BT branch and we will help you with all the necessary steps.

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For what types of projects can I get a green loan?

Photovoltaic systems for prosumers (with or without batteries)Electric UP projectsPhotovoltaic parks (including PNRR financing)

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What information can Raul from BT help me with?

Raul can offer you: The current account IBAN in lei or foreign currency The current account balance in lei or foreign currency Payment amounts for loans on cards ...

1 votes
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