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What advantages do loans with BID guarantees offer for SMEs?


  • BID guaranteed loans are designed to facilitate companies' access to financing under very advantageous conditions. Among the benefits are:
  • guarantee of 70% of the loan value, which significantly reduces the guarantees required by the bank;
  • reduced own contribution, which helps companies start investments more easily;
  • financing available only in lei, up to 14,000,000 lei;
  • extended maturities: up to 120 months for investments and up to 48 months for working capital (non-reimbursable facilities).


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    Legal entity productsSmall Business CreditCompany creditSmall business loansCredit with European guarantee
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