Can loans be taken out based on APIA subsidies?
Yes, we are a partner of APIA and we grant loans based on the subsidies paid by this institution. 😊
How does factoring work?
1. Contract conclusionYou choose the appropriate type of factoring (domestic, export, import, with/without recourse).We establish together the financing limit and conditions ...
Who can obtain a loan for the purchase of agricultural machinery or equipment?
The loan for the purchase of agricultural machinery and equipment is addressed to individuals active in the plant and livestock sector, who wish to ...
What are the conditions for granting the New Home loan?
New Home Credit is a solution for your dream to come true. 🏠See below the granting conditions:➤⠀you must have income ...
What is the difference between factoring with recourse and without recourse?
In the case of factoring with recourse, the services provided to the Adherent by the Factor are:➤ advance payment before maturity of a percentage of the invoice value ...
What is the period in which an agricultural loan is obtained?
It depends on the requested amount, but at least 3 working days. 😃
For a company loan, do I have to justify to the bank how I use the money?
In general, for investment loans, the use of the money is based on the presentation of invoices and estimates because we want to make sure that you use ...
To obtain an agricultural loan, do I need to guarantee it with a property?
Guarantees we require vary depending on the size of the credit and its purpose. 🙂With us, you can guarantee with:➤⠀equipment;➤⠀agricultural crops; ...
What is the "repayment schedule"?
The repayment schedule tells you details about your credit, namely, about: ➤⠀the status of the installments; ➤⠀payment terms and conditions; ➤⠀interest payment and ...
I accessed a personal loan with a fixed interest rate and I want to repay it early in full, are there any costs?
For fixed interest loans there is an early repayment fee:➤⠀1% of the early repaid loan amount, if the time period ...
What are the steps I need to follow if I want to open a dental office?
From a financing point of view, you would have easier access to credit if you already received income from providing dental services through an entity ...
What is IRCC?
IRCC is the reference index for loans with variable interest granted in LEI and which, starting from May 2, 2019, according to Emergency Ordinance 19/2019, replaces ...
