What is the “interest rate” on loans?
The interest rate is the element you must absolutely consider when you take a loan. 😉Practically, this is the percentage of the total borrowed amount ...
What happens if I do not pay a credit installment on its due date?
If you exceed the due date by 30 days you will be reported to the Credit Bureau, which may affect you in the future, when you want to make a new ...
How do I make a budget if I want to take out a loan?
In order not to take a loan without being sure that you have the possibility to pay it, we recommend that you make an income and expense budget. 😊 How it is done ...
Can I repay the loan online early?
Currently, you can repay in advance in full or partially a loan in progress at BT only at a BT branch. You just need to deposit into your current account ...
Will I receive support only in the first phase, when I take the loan?
We are at your disposal anytime during the loan term for any information: about the amount you still have to pay, about the repayment ...
Can I apply for a mortgage loan if I work in Italy?
Yes, you can, if you opt for a mortgage-backed loan. 🙂You only have to:➤⠀have income obtained from employment contracts carried out in ...
What is „credit”?
Credit is a loan operation regulated by a contract, through which a bank provides you with a sum of money in exchange for:➤⠀a price ...
What is the difference between variable interest and fixed interest?
➤⠀the fixed interest rate is set at the signing of the credit contracts and cannot be changed throughout the financing period. 📁➤⠀on the other hand, the variable interest rate ...
How do I find out if I will be able to pay the installments once I take the loan?
And we, like you, want to make sure that the decision to take out a loan is made responsibly. 😇 That is why, with your consent, we will carry out all ...
How does the line of credit work?
The line of credit is the direct link between you, the bank, and your partners. 🙂Practically, the bank offers you a loan with a term of up to 24 months and you ...
What is the interest rate?
The interest rate is the main element based on which the interest is calculated. It is expressed as a percentage, annually. For example, an interest rate ...
What is "consumer credit"?
Consumer credit refers to any credit other than credit for real estate investments, such as:➤⠀auto;➤⠀for studies;➤⠀for needs ...