Loans
What is the “interest rate” on loans?
The interest rate is the element you must absolutely consider when you take a loan. 😉Practically, this is the percentage of the total borrowed amount ...
95 votes
Can I repay the loan online early?
Currently, you can repay in advance in full or partially a loan in progress at BT only at a BT branch. You just need to deposit into your current account ...
88 votes
Only for BT clientsWhat happens if I do not pay a credit installment on its due date?
If you exceed the due date by 30 days you will be reported to the Credit Bureau, which may affect you in the future, when you want to make a new ...
87 votes
How do I make a budget if I want to take out a loan?
In order not to take a loan without being sure that you have the possibility to pay it, we recommend that you make an income and expense budget. 😊 How it is done ...
86 votes
Only for BT clientsWill I receive support only in the first phase, when I take the loan?
We are at your disposal anytime during the loan term for any information: about the amount you still have to pay, about the repayment ...
84 votes
Only for BT clientsCan I apply for a mortgage loan if I work in Italy?
Da, poți, dacă optezi pentru un credit garantat cu ipoteca imobiliară. 🙂Trebuie doar să:➤ ai venituri obținute din contracte de muncă derulate în ...
79 votes
What is „credit”?
Creditul este o operațiune de împrumut reglementată printr-un contract, prin care o bancă îți pune la dispoziție o sumă de bani în schimbul:➤ unui preț ...
76 votes
What is the difference between variable interest and fixed interest?
➤ dobânda fixă este stabilită la semnarea contractelor de credit și nu poate fi modificată pe toată perioada finanțării. 📁➤ în schimb, dobânda variabilă ...
75 votes
How does the line of credit work?
The line of credit is the direct link between you, the bank, and your partners. 🙂Practically, the bank offers you a loan with a term of up to 24 months and you ...
66 votes
Only for BT clientsHow do I find out if I will be able to pay the installments once I take the loan?
And we, like you, want to make sure that the decision to take out a loan is made responsibly. 😇 That is why, with your consent, we will carry out all ...
64 votes
What is the interest rate?
The interest rate is the main element based on which the interest is calculated. It is expressed as a percentage, annually. For example, an interest rate ...
63 votes
Where can I find the BT loan calculator or credit simulator?
Pe site-ul nostru, evident. Printr-un simplu tap, ai și ajuns la simulatorul de credite. 👈Indiferent dacă ai nevoie de un:➤ credit de nevoi personale;➤ ...
63 votes