How can a line of credit help me?
A line of credit can help you out when you need extra money for your business, maybe for:➤⠀paying salaries;➤⠀paying ...
What is more advantageous: a line of credit or a working capital loan? What is the difference between the two types of loans?
Both types of credit provide the necessary funds:➤⠀current expenses; ➤⠀refinancing other credits;➤⠀payment of debts to the budget and to ...
What exactly can I use a working capital loan for?
You can use the credit to pay:➤⠀salaries; ➤⠀suppliers;➤⠀utilities; ➤⠀or taxes to the state budget. Basically, it helps you to have a good ...
I need money to continue my studies. Can I borrow money from BT?
Yes, through the study loan. The advantages of this loan are:❶⠀we offer you up to 20,000 euros (or the equivalent in lei), for a period of up to 10 ...
For what period is the investment credit granted?
The granting period is a maximum of 120 months. However, a grace period of up to 36 months can be granted. 😊
What documents do I need to extend a facility?
Depending on your company's type, you will need the following documents:If the company is LLC, JSC, LLC-D:- The last two financial statements ...
Can I find out the amount I qualify for without going to the bank?
Of course! And to make fewer trips to the bank, we have prepared several options for you: ❶⠀You can use the BT* credit simulator. Simple and ...
What can I do if my income is not enough to get the loan?
In this case, your income can be combined with:➤⠀those of the husband/wife, ➤⠀or with those of a first-degree relative: parents, brothers or sisters, brothers-in-law, parents-in-law. ...
How is ROBOR/IRCC calculated?
First of all, it is good to know that starting from May 2, 2019, in the case of variable interest loans in RON granted to natural persons, the ROBOR index has ...
What rights do I have when I take out a loan?
When you take a loan, first of all we advise you to choose the loan that suits your need. We respect the right to information and we provide you with ...
What happens if I lose my job?
If this happens, it is important to inform us as soon as possible. Together we analyze options such as postponing installments or adjusting the loan, thus ...
What happens if I do not have enough money to pay the installment for the loan from the account from which it is automatically withdrawn on the due date?
In this situation, the outstanding balance will be automatically recovered at the first deposit into the current account or will be withdrawn from other current accounts where you have a balance ...
