What can I do if my income is not enough to get the loan?

In this case, your incomes can be combined with:

➤⠀the spouse’s ,

➤⠀or with those of a first-degree relative: parents, brothers or sisters, in-laws, parents-in-law.

These persons will have the quality of codebitori.

❗⠀The co-debtor must meet the same eligibility conditions as you.

❗⠀If you are thinking of taking a credit:

➤⠀can you calculate the monthly rates online in BT credit simulator;

➤⠀and then you find out by phone if you qualify for the desired amount. 😃