Loans
Can I refinance a mortgage loan at BT that I also took out from BT?
Of course 😊 BT offers you the possibility to refinance a mortgage-real estate loan contracted directly at Banca Transilvania. We are waiting for you in BT branches ...
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How long do I need to have the current mortgage in order to refinance?
You can refinance the loan you have whenever you want. 😊❗ The colleagues from BT units can help you with a personalized offer, so you can make the decision ...
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Can I refinance a mortgage loan if I have a foreign currency loan?
Yes, it is possible to refinance a loan in euros (EUR) through a new loan in lei (RON) or vice versa, depending on your financial situation and ...
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What happens with the mortgage upon refinancing?
At refinancing, the existing mortgage (established in favor of the current bank) is canceled and a new mortgage is established in favor of Banca Transilvania. ...
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Can I refinance a mortgage if I have a co-debtor?
Yes. The refinanced loan can be contracted either with the same codebtor from the initial loan, or with a different codebtor, depending on the situation ...
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Will the interest rate on the refinanced mortgage loan be fixed or variable?
The choice is yours 😊In a mortgage loan contract, you can choose between a fixed interest rate for a certain period, then variable (only in the case of loans ...
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