Can I get a loan if I already have one at another bank?
Yes. As long as you fit within the maximum debt-to-income ratio, you can take out a new loan even if you have other loans in progress.
How do I pay the monthly instalment?
The rate can be paid:automatically, directly from the account;from the mobile banking application;at counters;by bank transfer.If the due date falls on a day ...
What is CSALB?
CSALB (Center for Alternative Dispute Resolution in the Banking Sector) is an independent, apolitical, non-profit, public interest entity, ...
Does the fact that I am an individual BT client give me any advantage in obtaining a loan for the LLC I manage?
Thank you for being our customer. 😊Regarding the credit decision, it is good to know that it is based on the current situation and plans ...
What amount can I borrow without real estate collateral from BT Mic? And with collateral?
If your company is eligible for a BT Mic loan, the maximum amount a company can borrow, without material guarantees, is ...
What does small farmer mean in business terms?
We do not have a limit related to the size of a business in the field of agriculture. We can finance all customer groups and forms of organization: companies ...
I have a SRL-D established for HR consultancy. We are not VAT payers, and last year the company had an accounting loss. We would like to purchase licenses for evaluation software, how can you help us?
We have the possibility to grant financing that covers the need for purchasing certain software. It would be best to fill out the form on the website ...
What are the fields covered under the umbrella of "medical business"?
Because a medical business can be managed by specialists from the Medical Division, it must have a medical CAEN, and the doctor ...
If I benefit from the risk of non-payment coverage and the insurer pays the compensation, will I also receive the difference in the amount not financed by the Factor?
Events covered in the case of non-recourse factoring are: insolvency or prolonged non-payment by the debtor, and the coverage percentage is between ...
What is the age of those who take out a personal loan? And of those with a mortgage housing loan?
The largest share is found in the age category 30-50 years for both types of loans. 🕵
How do I know if I am a prosumer?
Prosumers are natural or legal persons who, according to Energy Law 123, produce electricity from renewable sources for their own consumption ...
What is the increase of the credit line?
It is a service through which you can request an increase of the credit line for your credit card. Basically, if you have a credit card you can increase the credit line ...