How many quotations do the ROBOR indices have?
The most commonly used indicators by banks for setting the level of variable interest rates for lei are ROBOR 3M (3 months) and ROBOR 6M (6 months).What type of ...
What is the down payment a client must have in the case of the New Home loan?
Below you will find details regarding the homes that can be purchased through the New Home program and the required down payment:❶⠀All categories of homes ...
If I have obtained a quick loan can I withdraw cash?
It depends on the requested amount, but you should be able to in at least 3 working days. ⏱
Can I repay a loan early?
Of course 😊! You have the possibility to request total or partial early repayment of the loan in progress at BT. You just need to deposit into your account ...
Is the Prima Casă loan calculated based on the IRCC or Robor index?
The Prima Casă loan is linked to the IRCC index. 🙂 IRCC is the reference index for variable interest rate loans granted in LEI and which, ...
If we don't have a company, we are PFA (two entities), could we take a BT Mic loan?
At BT Mic, we can finance any form of legal organization, including PFA entities. 😉 We take into account the income you have earned regardless of the type ...
Does it matter that I have a credit card if I apply for a loan?
Of course! Even if it is about a credit card, think that it also affects your financial situation. 💰Therefore, at the moment ...
What is the maximum amount granted for the Patient loan?
For the Patient loan, you can receive an amount of up to 50,000 EURO (or equivalent LEI). 😃
I am on medical leave for 30 days following a surgical intervention, can I apply for a loan?
In this case, you must return to work and have one month recorded without medical leave in order to apply for credit.
What is the maximum repayment period for a loan from the Medical Division?
The maximum period for which the loan is granted varies:➤⠀5 years for professional needs loans➤⠀7 years for equipment➤⠀15 years for investments ...
What can agricultural loans be used for?
From the agricultural loans offered by us you can buy: ➤⠀farms; ➤⠀equipment; ➤⠀lands; ➤⠀animals; ➤⠀seeds; ➤⠀herbicides; ➤⠀diesel; ➤⠀equipment; ...
What does "personal guarantee for a loan" mean?
Personal guarantee for a loan is the commitment that a person other than the one taking the loan assumes towards the creditor to perform ...