How much does refinancing a mortgage loan cost?
The refinancing cost of a mortgage loan-real estate depends on several factors (the bank, the type of loan, the amount remaining, whether you refinance at the same bank or not). You should consider the following:
- File Analysis Commission
- The cost of the evaluation report
- Notarial expenses
- Property insurance
- Early repayment commission – for mortgage loans with variable interest rate it is 0%, according to the legislation in force
- Other operational expenses – ex. Conditional payment order
Colleagues from units I can help you with more information, depending on the situation you are in.
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