What are the suitable funds for a short period / low risk? Which fund should I choose if I want low risk?
Fixed income funds are those that have less fluctuation and are most suitable for investments over a short period of time. From this ...
What are the required documents for the Star credit card?
To apply for a Star BT credit card, you need the following documents:Identity cardANAF agreement – showing your income ...
Can I also get an additional amount when refinancing a personal loan?
Yes - if you meet the eligibility criteria, and your income and debt level allow it, you can refinance the current loan and obtain money in ...
What is the maximum amount for a personal loan at BT?
You can take up to 250,000 lei, depending on your income, debt level and eligibility criteria. We analyze your situation together so ...
How do I increase my credit limit?
You can request a credit limit increase after a period of active and responsible card usage (usually, a minimum of 6 months). The request can ...
What documents are necessary for salary income in Romania?
For salary income obtained in Romania, the following are required: ANAF agreement, certificate + account statements for carriers with per diem, income certificate in ...
What documents are necessary for refinancing a mortgage loan?
To start the process of refinancing the mortgage loan at BT, you will basically need:Identity documentIncome-related documents ...
What documents are required for salary income from abroad?
If you work abroad, you need: income certificate (6 months), account statements (6 months), tax certificate for the previous year, employment contract + ...
What types of income are accepted besides salary (dividends, rents, PFA)?
BT accepts a wide range of incomes, as long as they are permanent and can be proven. Besides salary incomes, there are ...
Can I apply for a credit card if I am a PFA (authorized natural person) or have income from independent activities?
Yes, individual authorized persons and individuals with income from independent activities can apply. The bank will require supporting documents (e.g.: the latest tax returns or ...
What is the minimum income I need to apply?
The minimum income required to apply for a Star Card shopping card is 800 lei net per month. The income refers to that obtained from salaries, ...
What do I do if my debt ratio exceeds 40%?
In such situations, we can analyze together options such as:reducing the requested amount;extending the loan period;including some incomes ...