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19 questions and answers
Only for BT clients

I have to receive an amount of money in euros on the card, the card is in RON, how long can I withdraw the amount?

To be able to make a transfer in a currency other than RON, you must have an open current account with us in that currency, namely euro. 💶In ...

330 votes
Only for BT clients

If I have a card attached to an account in euros, can I withdraw currency from BT ATMs with it?

Unfortunately no. 😞 From our ATMs you can only withdraw LEI. If you have a card attached to an account in EURO you can withdraw LEI, the currency conversion ...

651 votes
Only for BT clients

In which currency can I open an account at BT?

Coins in which an account can be opened with us are: ➤⠀„RON” – Ron; ➤⠀„EUR” – Euro; ➤⠀„USD” – American Dollar; ➤⠀„GBP” – British Pound; ➤⠀„CHF” – Franc ...

584 votes
Only for BT clients

In case a person wants to transfer money to me in a currency in which I do not have an open account, how can I receive this money?

To not refuse the transfer, at the moment of receiving the money we open a current account for you in the respective currency. 🙂For the account opening operation ...

349 votes
Only for BT clients

What is the currency conversion fee when I pay with a card abroad?

The currency conversion commission is 2% 💱❗⠀Exclusively for:➤⠀ Premium credit cards; ➤⠀and Business ones.

340 votes
Only for BT clients

I am expecting a transfer in a currency other than Lei or Euro. How long will it take for the money to enter my account?

Money arrives immediately in your account if: They were sent from another BT account (24/7) They were deposited at the counter of a BT unit during business hours. It is good to ...

83 votes
Only for BT clients

If I have an account opened in multiple currencies (RON, EUR, USD), can I withdraw money only from the euro account when I am abroad?

You can opt for the issuance of the debit card in EURO – Mastercard Direct. 😃It is very advantageous especially for the purchases you make when you go to ...

149 votes
Only for BT clients

In the case of currency payments, where do I fill in the payment details that will be forwarded in the Swift message?

➤⠀the information entered in the "Transaction Description" field (such as "Invoice Number" or "Contract Number") is the one forwarded further in the message ...

58 votes
Only for BT clients

In what currency can I open deposits at BT?

You can open deposits in the following currencies:➤⠀„RON” – Ron; ➤⠀„EUR” – Euro; ➤⠀„USD” – US Dollar;➤⠀„GBP” – British Pound; ➤⠀„CHF” – Swiss Franc; ...

104 votes
Only for BT clients

Can I attach a debit card to my EUR / USD account?

❶⠀If you are an individual client, you can request the issuance of the debit card in EURO ➭ Mastercard Direct which will be attached to your EURO account or to a ...

93 votes

What is a "currency conversion"?

Currency conversion allows for a direct exchange between two different currency accounts, without this operation including an exchange ...

46 votes
Only for BT clients

Which form do I need to complete and what information is required to make a foreign currency payment at BT?

The required form is called "transfer order" and you can find it in any of our agencies. 😃The necessary data are: ➤⠀SWIFT code BT ...

28 votes
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