2762 questions and answers
Only for BT clients

What are the conditions for obtaining an online shopping card?

You can request the card directly from BT Pay if:❶⠀you are a Romanian citizen with residence in Romania;❷⠀the salary incomes are reported to ANAF;❸⠀the employment contract ...

15 votes
Only for BT clients

How can I benefit from the current account package in the BT network?

If you are not yet a BT client you can choose the coolest super fast account through two options: ➤⠀either online, where you create your account directly from your ...

6 votes

How is the payment made if the invoice has not arrived? Can the due date be changed?

As you know, the invoice payment is mandatory by the established due date, even if the invoice has not arrived. We still send it ...

1 votes
Only for BT clients

What can I use the study credit for?

You can use the study loan for:➤⠀paying tuition fees;➤⠀for a Work&Travel program per year;➤⠀for related expenses ...

4 votes
Only for BT clients

Can I get a loan without having to justify the use of the money?

Unsecured loans give you money to cover several types of needs, without having to prove it through documents ...

25 votes

How do I claim compensation if I have a mortgage credit insurance?

Following the 3 steps below. 😉Step 1: Before requesting a compensation, please make sure that:• your request is made within 120 ...

1 votes

What is the BT contactless watch?

First of all, it is the most interesting method by which you can shop and pay, launched in Romania, for the first time by us, in June 2017. 😅The watch ...

4 votes

Does it matter that I have a credit card if I apply for a loan?

Of course! Even if it is about a credit card, think that it also affects your financial situation. 💰Therefore, at the moment ...

12 votes

Where can I open a VAT account?

The VAT account can be opened at any bank and at the Treasury. If you are a BT client, you can open a VAT account on the spot, free of charge, at any unit ...

1 votes

Can I become a BT client through BT Pay if my ID card is expired?

No. 🙁If you have an expired ID card, please apply to become a BT client at the moment you have a valid identity document issued in Romania.

6 votes
Only for BT clients

How much does it cost me to pay the bills at BT?

Zero. 😉For bill payment, Banca Transilvania does not charge fees. You have the possibility to make 4 bill payments per calendar month for free, ...

22 votes
Only for BT clients

Who can obtain a loan for the purchase of agricultural machinery or equipment?

The loan for the purchase of agricultural machinery and equipment is addressed to individuals active in the plant and livestock sector, who wish to ...

22 votes
What would we do without those who literally grow Romania?
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What would we do without those who literally grow Romania?
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