Who controls and monitors the capital market in Romania?
„The Financial Supervisory Authority” takes care of this. 👍
What is a “public offer” through the capital market?
The public offer is the process through which a listed company (or one that wants to be listed on the stock exchange) sells a portion of its shares to finance itself. 💰
Can I have multiple Aliases?
No. Only one association between the declared phone number and the associated IBAN account is allowed.
What operations are allowed on the VAT account?
This type of account will allow you to make deposits and payments, cash deposits, but you will not be able to make cash withdrawals.The disbursement of amounts from this ...
How can I benefit from a free travel insurance abroad?
Well simple! You just need to have the BT Omnipass card. We have added a travel insurance abroad so that you are safe wherever you ...
What advice do you have for someone interested in a mortgage loan?
For mortgage loans, you must consider 3 elements:❶⠀the down payment,❷⠀the monthly payment amount, and❸⠀the total amount payable. The 3 aspects that are related ...
Who guarantees the deposits?
In Romania, deposits opened at Romanian banks are guaranteed by the "Deposit Guarantee Fund in the Banking System". 😉
Do I need to log in to the application to make a payment?
Under certain conditions, you can pay even without logging in. It depends on the payment method you want to choose. There are 2 payment methods, which are detailed ...
How can life insurance be obtained for a credit card or overdraft?
On the BT website there is all the information about how to obtain the life insurance attached to credit cards or overdraft. 🕵
Is there an age limit to apply for the BT Omnipass card?
You must be between 18 and under 30 years old to apply for the BT Omnipass card. But don't worry, we also have other suitable debit cards ...
Is it mandatory to have the electronic signature or can I use the accountant's signature?
You have 2 options:❶ You can purchase an electronic signature which you register for the company at ANAF; later you authorize FGO at SPV, following the guide of ...
If the certificate of incorporation from the Trade Registry is older than 7 days, how can I proceed?
You have the possibility to obtain a certificate of incorporation from the ORC or you can go directly to a BT agency, where it can be requested by our colleagues, ...