2660 questions and answers
Only for BT clients

I want to donate to an NGO. How can I do that if I have an account at BT?

Well... you have several options: 😊❶⠀the simplest is to donate via BT Pay. In the app, you will find a button with “Support NGOs and donate”. Here, you can choose ...

4 votes
Only for BT clients

As a legal entity, can I open an account in Canadian dollars? Can I link a card to that account?

Yes, as a legal entity, you can open an account in Canadian dollars (CAD) at BT. However, this account does not allow attaching a card. 🙁At Banca Transilvania, ...

23 votes
Only for BT clients

Can I pay the agricultural loan after harvest?

Yes, farmers who have agricultural crops benefit from flexibility in setting rates according to the seasonality of the activity. 😃

7 votes
Only for BT clients

What is the annual management fee of the Visa Business Silver card?

The administration fee for this type of card is 50 Lei per year.You can consult the list of fees related to the card. 😉

6 votes
Only for BT clients

If I have a PFA, can I open my current account online?

You can now open an account for a sole proprietorship online, without the need to go to the bank. You just need to access the "For companies" section from ...

18 votes

What happens if I do not comply with the conditions of the state aid scheme?

If you do not comply with the conditions of the state aid scheme (the document you signed when receiving the state guarantee) you will be required to reimburse ...

2 votes

What rights does the delegate have on the company's accounts?

Persons who have the status of delegate on the company's account may have the right to submit/withdraw banking documents, to deposit cash into the accounts ...

10 votes

What can I use the money for if I apply for an investment loan?

Proposed investment projects for financing must aim at the acquisition of commercial or production spaces, machinery or equipment that ...

7 votes
Only for BT clients

What is a loan without material guarantees?

The credit granted based on:➤⠀personal guarantees; ➤⠀sub-accounts opened with us;➤⠀and pledge on collections and account balance ...

1 votes

When can I withdraw the money, in case of approval of the Direct Credit?

The day after signing the credit contract, from any Banca Transilvania agency. Fast, right? 🤑

5 votes
Only for BT clients

How do I delete from SPV an e-Invoice that is uploaded incorrectly?

In the situation where you have made a mistake on an invoice, you must first cancel it in the FGO invoicing program and then send it together with the correct one to SPV.

6 votes
Only for BT clients

Is there a maximum amount that can be on a KidCONT?

The maximum amount up to which the bank pays interest related to the KidCont account is 450,000 RON, respectively 100,000 EUR.

7 votes
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