I have been employed for about 6 years and have an average salary. I have not had any company until now. How can I get a BT Mic loan?
First of all, you need to establish a legal entity (PFA, II, SRL etc), prepare the first 3 balance sheets in which you recorded income and ...
For the purchase of used transport vehicles, under what conditions can one benefit from leasing and what would be the down payment?
We can finance the purchase of used cars from abroad (DE) under the following conditions: ➤ if the company is a start-up (< 12 months of activity) ...
How can I use the card before physically receiving it?
If you are an individual client and have BT Pay installed on the phone number declared to the bank, you can add your cards to BT Pay, even before ...
What is the account opening period for the savings account?
The period for opening the savings account is 5 years, but you collect the interest calculated up to the time of closure 😊
What instruments does the bank use to secure card transactions?
We use advanced information systems for monitoring transactions, which most often quickly identify possible fraudulent events. 🕵Ca o ...
How can I obtain a portfolio sheet?
Portfolio sheets are sent by mail every year until the end of January. 📆Also, you can get the portfolio sheet:➤⠀by downloading it from ...
Can I pay an OP via BT Express if I do not have a BT card?
Unfortunately, this operation is available only to BT card holders. 🙁
How does the current interest rate evolve during the term of the loan?
During the course of the loan, the current interest rate level may change depending on the evolution of the reference index:➤⠀IRCC* / ROBOR* for ...
The opening of the first account is free. But to open others?
Opening an account is free of charge, regardless of how many you already have opened. 😉
How do I activate the Direct Invest service?
The recurring investment option can be activated exclusively at your request, online through the BT Pay app, Investments section ➭ Investment Funds ➭ ...
How to choose the loan currency?
This choice is a very important one, to expose yourself as little as possible or not at all to currency risk. To ensure that you will not be exposed to these ...
What limitations are imposed in the case of life insurance attached to the mortgage loan?
In case the beneficiary suffers from a pre-existing condition, they will benefit from the insurance effects in case of death and total permanent disability from ...