What happens if the savings account balance for legal entities falls below 100,000 RON?
In this case, the savings account is closed and the interest is received up to date. The money is thus automatically transferred to the current account. 🙂
What are the steps I need to follow if I want to open a dental office?
From a financing point of view, you would have easier access to credit if you already received income from providing dental services through an entity ...
When is the installment charged if I decided to pay with a credit card in installments?
When it comes to the credit card, the rule is as simple as it gets! By the 25th of the month, you have to have the money on the card, no matter what! Only ...
How to choose the loan currency?
This choice is a very important one, to expose yourself as little as possible or not at all to currency risk. To ensure that you will not be exposed to these ...
Why am I asked for an identity document when I pay by card?
In certain situations, merchants may ask for an identity document to:➤⠀identify the owner;➤⠀verify the consistency of the name printed on the card with the one ...
Can I have 2 business cards of the same type?
A client cannot have two cards of the same type. However, if you already have a Visa Business Silver debit card for example, you can request a Visa card ...
How can I obtain a portfolio sheet?
Portfolio sheets are sent by mail every year until the end of January. 📆Also, you can get the portfolio sheet:➤⠀by downloading it from ...
Is there a fee or commission for payments with the phone?
No, BT does not charge any commission for payments with the phone. 😃
What risks are covered in the life insurance concluded at the bank for the contracted loan?
The insured risks are: ➤⠀the death of the insured (caused by illness or accident);➤⠀and total permanent disability of the insured (as a result of ...
For the purchase of used transport vehicles, under what conditions can one benefit from leasing and what would be the down payment?
We can finance the purchase of second-hand cars from the external environment (DE) under the following conditions: ➤ if the company is a start-up (< 12 months of activity) ...
How do ROBOR / IRCC influence interest rates?
Variable interest rates in RON are influenced by ROBOR 6M / IRCC because they are composed of ROBOR 6M / IRCC + a fixed margin of the bank. 🙂In the case of loans with ...
How can I use the card before physically receiving it?
If you are an individual client and have BT Pay installed on the phone number declared to the bank, you can add your cards to BT Pay, even before ...