What does "personal guarantee for a loan" mean?
Personal guarantee for a loan is the commitment that a person other than the one taking the loan assumes towards the creditor to perform ...
What banking operations are included in the Free First Year Account?
The First Year Free Account Package was created for entrepreneurs at the beginning of their journey, and one of the main advantages would be that you can perform ...
What costs do I have when opening the deposit in BT Go?
There is no commission for opening the deposit.
Is there a minimum or maximum limit for amounts paid via SEPA?
No, there are no such limits. 😉
How can I delete the card data from the BT Pay application if I no longer have that phone?
You can call us 24/7 in the Call Center (0264 308 028*) and our colleagues will gladly help you. 🤩* By accessing the "Call Center" page, you can see in real time:➤⠀how many ...
Can I refinance my company's current loans from another bank through BT?
Yes! It is possible if their guarantees become accessory to:➤⠀the analyzed credit; ➤⠀or to another BT credit.
Why is the registration made at the Electronic Archive of Real Movable Guarantees?
„Electronic Archive of Movable Real Guarantees” (AEGRM) is a database, unique at the national level, through which the enforceability of guarantees is ensured in ...
I have a business credit card SME at BT. Why is my limit automatically changed?
We created credit cards for SMEs to automatically adapt to the level of your business. 😊Thus, the credit limit changes automatically, at 3 ...
If I want to designate my daughter as authorized on my account, does she have to come to the bank as well?
Her presence, along with the identity document, is necessary only if she is not registered or does not have an account open with us. 🙂
What does the leasing company look at when analyzing my financing file?
In the analysis process, leasing companies take into account 3 factors: The evolution of your business in recent years (even if the current situation has disrupted it more ...
What does VAT account mean?
Legal entities and individuals who pay value added tax and who provide services or deliver taxable goods in Romania will have to ...
What cards are accepted for payment through BT POS App?
All cards issued under the Visa, Mastercard and Maestro logos.