2660 questions and answers
Only for BT clients

If I took out the account statement for last month, can I request it again?

Of course! 😊 But it is good to know that the extract will be listed as "duplicate" against a cost: ➤⠀3 RON for individuals;➤⠀and 15 RON for persons ...

10 votes

Why is the registration made at the Electronic Archive of Real Movable Guarantees?

„Electronic Archive of Movable Real Guarantees” (AEGRM) is a database, unique at the national level, through which the enforceability of guarantees is ensured in ...

9 votes
Only for BT clients

What is the maximum amount I can withdraw from the BT counter for various payments, as a Legal Entity?

You can withdraw up to 10,000 lei per day or the equivalent in foreign currency for this amount, at the National Bank of Romania's exchange rate on that day. This ceiling is set by ...

11 votes
Only for BT clients

How can I get RCA insurance in BT Pay?

If you are an individual client you can get an RCA insurance in less than 5 minutes, directly in BT Pay. Choose the "Insurance" tab, and then ...

59 votes
Only for BT clients

In what currency can a card be made at BT?

Well, dacă îți dorești un card de debit 💳 pentru tine este bine să știi că poți alege emiterea lui în RON sau EUR 😊. Iar dacă vine vorba despre firma pe ...

26 votes

Can I refinance my company's current loans from another bank through BT?

Yes! It is possible if their guarantees become accessory to:➤⠀the analyzed credit; ➤⠀or to another BT credit.

18 votes

If I already have some of the benefits of a subscription, do I have to deactivate them in order to benefit from the subscription?

No. If you already benefit from some of the products included in a subscription, activating it does not deactivate anything. Moreover, it might ...

55 votes
Only for BT clients

Am I notified by the bank when a garnishment is instituted on my account?

We, from Banca Transilvania, will send you an SMS when a garnishment is placed on your account. The SMS will be sent to the phone number ...

40 votes

Are there additional costs when returning the item at the end of the contract?

There are no additional costs for returning the item, if the contract object shows wear in accordance with the parameters of the leasing contract ...

7 votes

What does the leasing company look at when analyzing my financing file?

In the analysis process, leasing companies take into account 3 factors: ❶⠀The evolution of your business in recent years (even if the current situation has disrupted more ...

3 votes
Only for BT clients

With what can I guarantee, if I want to buy agricultural land?

If you apply for a loan to purchase land, you have the option to guarantee through: ➤⠀another piece of land you own; ...

29 votes
Only for BT clients

What is “real estate investment credit”?

It refers to the credit secured by real estate mortgage, granted for the following purposes: ➤⠀making a land viable;➤⠀rehabilitation, modernization, consolidation ...

7 votes
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