2706 întrebări și răspunsuri

Why do I need to invest in the capital market?

A brokerage company is necessary, which will carry out all the necessary operations to invest. 💰Our brokerage company is BT Capital ...

22 votes
Only for BT clients

Can foreign currency savings accounts be opened for legal entities as well?

Unfortunately, they cannot. 😞 Legal entities cannot open foreign currency savings accounts. 🙁

2 votes

How can an anti-virus/anti-malware help me?

One of the most effective ways to protect data is to use an anti-virus/anti-malware. ⛔ A product with a good reputation will be able to ...

6 votes

If I am a co-borrower on a loan, can I apply for another loan or card?

Yes. As part of the eligibility check (that is, when we verify whether you qualify for a BT Direct loan), the instalments related to the loans ...

15 votes

Who bears the costs of mandatory insurance (RCA) and optional insurance (CASCO)?

These expenses are borne by the client / financing applicant. At the time of signing the leasing contract, the client pays the insurance ...

9 votes
Only for BT clients

Could I authorize someone to use my card?

You can request the issuance of a designated cardholder card, that is, the issuance of a card to be attached to your account, but in the name of another person. 👍

49 votes
Only for BT clients

If I am both an employee and a pensioner, can both incomes be taken into account for granting a loan?

If you want a loan at BT, you will have to opt only for a certain type of income, either income from salary, or from pensions.You can calculate the monthly installments online ...

15 votes

What does "transaction with the next date" mean?

It is that transaction in which you authorize a transfer outside the usual processing hours or with a future processing date. 📆

9 votes

What does the account statement archive functionality offered by the BT Go application provide?

Account statement archive functionality allows you to download the statements related to all your accounts, for any month from the last 10 years, in a ...

12 votes

What is the difference between a secure site and an insecure one? How do I know if the site where I want to make a payment is secure?

A secure site will send to the Bank the security code CVV2, inscribed on the back of the card. 💳 However, to have safe online payments ...

175 votes

What measures can I take to increase general safety?

A large part of cyber attacks rely on exploiting weak security mechanisms of software. 🔐To repair and reduce the number of ...

4 votes

Can I pay the RCA insurance policy in installments?

Yes. You can pay the insurance policy either in full, or in 3, 6, or 12 installments if you select payment with a cardSTAR.

45 votes
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