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2762 questions and answers

What do I need to do to accept payments in installments or in STAR points with STAR cards?

To be able to accept interest-free installment payments and loyalty points on POS or installments on the website, request an offer on the BT ePOS website. Filling in ...

3 votes

What does the 55-day grace period mean?

This is the number of days you benefit from 0% interest on purchases. The period is at least 25 days and can extend up to a maximum of 55 ...

11 votes

How much can I save monthly for retirement?

It would be good to set your mandatory monthly expenses and then see how much you can save for your pension. 😊 The sooner you start saving ...

7 votes
Only for BT clients

Can I confirm transactions through other methods?

Once the card is enrolled in 3D Secure BT Pay you can confirm online transactions made with that card only through BT Pay. But that's not bad ...

26 votes
Only for BT clients

What is the down payment a client must have in the case of the New Home loan?

Below you will find details regarding the homes that can be purchased through the New Home program and the required down payment:❶⠀All categories of homes ...

13 votes
Only for BT clients

Can I apply online for a loan from BT Mic?

Of course! You can apply online on the BT Mic website, you can do a credit simulation and you can upload financial documents. And we do not stop here. You can sign ...

8 votes
Only for BT clients

For a minor aged 14+ what is the password that the guardian can use to access the statement?

The password consists of the identity card number (the first 6 digits) + the month of birth (the first 3 letters of the month, with the first letter capitalized).

9 votes
Only for BT clients

If I am an individual agricultural producer, for example, can I access a BT Mic loan?

Of course! At BT Mic, we grant credit to individual agricultural producers.

36 votes

What is “net interest”?

Net interest is the effective value of the interest, after taxation with 10%. 🙂To make everything clear, think that it is exactly like with salaries! 😅Net salaries ...

10 votes

To whom does GDPR apply / who does GDPR protect?

It is good to know that GDPR applies to:➤⠀any organization operating within the European Union;➤⠀as well as any organization outside the EU that, in ...

6 votes
Only for BT clients

Where do I submit the funding application, where I have the registered office or where I conduct my business?

If the registered office is in a different locality than the one where the company's activity takes place, you will have to submit the financing application in the locality where ...

3 votes
Only for BT clients

How do I top up BT meal cards?

Simplu. 😉 The loading of BT meal cards is done only at the company's request, by sending a file to the bank and by funding the company's account ...

13 votes
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