What is the difference between an open-end fund and a closed-end investment fund?
The major difference lies in the flexibility to invest and manage your money: 💰➤⠀in the case of open-end funds, you have the possibility to invest and ...
Do non-resident individuals have costs to open an account at BT?
If you want to open an account at BT, as a non-resident individual, it is good to know that we do not have an account opening fee. 🙂If you are ...
What happens to my deposits if I have a garnishment?
You must know that the amounts existing in bank deposits are subject to garnishment.Thus, in case you will not have sufficient amounts in the current accounts ...
Why can't a pending funds order be canceled by the client?
Acest lucru nu este posibil deoarece sunt considerate tranzacții nefinalizate. Odată recepționat un ordin de plată în sistemul bancar pentru procesare, nu ...
What are the eligible CAEN codes in the grant program for HoReCa?
The beneficiaries of this program are travel agencies, guesthouses, restaurants, event organizers, tourist guides and other HoReCa companies with ...
How can a line of credit help me?
A line of credit can help you out when you need extra money for your business, maybe for:➤⠀paying salaries;➤⠀paying ...
If we don't have a company, we are PFA (two entities), could we take a BT Mic loan?
At BT Mic, we can finance any form of legal organization, including PFA entities. 😉 We take into account the income you have earned regardless of the type ...
Is the Prima Casă loan calculated based on the IRCC or Robor index?
The Prima Casă loan is linked to the IRCC index. 🙂 IRCC is the reference index for variable interest rate loans granted in LEI and which, ...
How can I make the turnover for the credit card?
The turnover is made by topping up the credit card account and you can choose one of the options:➤⠀bank transfer;➤⠀transfer via BT ...
Who is responsible for RAR? And for registration?
RAR is handled by the user or the dealer in the case of new vehicles. 🚘 Registration is done by BT Leasing Transilvania IFN S.A. Cluj or ...
If I want to make an attached card for my wife on my account, is it necessary for both of us to present ourselves at the agency?
For issuing an additional card, for wife/husband, the consent of both is necessary. The consent is given by signing the application and must be given only once ...
How can preferential numbers be obtained?
To obtain preferential numbers, please contact the Logistics Department of BT Leasing. 🙂These can be obtained if available ...