What is and how can the "own contribution" be constituted for mortgage loans for real estate investments?
Own contribution is the part with which the entrepreneur participates in the realization of the investment. 😉This contribution can be in the form of money or goods (the land ...
Why does the second key have to be sent to BT Leasing?
Well, this is quite simple and perfectly normal, because until the credit is paid off, BT Leasing is the owner of the vehicle.But rest assured! In ...
What advantages does the Star Forte card have for Doctors?
Star Forte for Doctors is a credit card dedicated exclusively to doctors.🏥You can use it safely for online and in-store transactions, at POS terminals ...
What is the „Centrala Riscurilor Bancare” (CRB)?
It is a specialized institution in:➤⠀collection; ➤⠀storage;➤⠀and centralization of information about the payment behavior of consumers who ...
Will another current account be opened, along with the creation of the savings account, if I already have an account?
No, a new current account will not be opened, only a savings account. 🙂 In case the deposit is liquidated, the amount will be transferred to the current account.
I have a password for the account statement and I don't know what it is. How can I find out?
Account extract password = the first 6 characters from the identity document number + the first 3 letters (first capitalized) from the birth month. For example, ...
Is it necessary to have the NFC function turned on to pay?
Yes. You will be able to make payments only if the NFC function in the phone settings is on / active. Without NFC turned on, the POS will not recognize your phone and ...
What is the most performing investment fund?
To find out more details about the evolution of funds managed by BT Asset Management, we invite you to visit our website, the section ...
In case I forget my login password for the SMS one-time password method, how can I obtain a new password?
You can reset it online, simply, from the login page of the application, from the section "I forgot my Internet banking password" or you can come to any branch ...
I need an advance for an investment loan at BT Mic?
No, you really don’t need an advance! 😉 And this is because we at BT Mic can fully finance the investments for which the loan is granted.
What is a check?
The check is a payment instrument created by the drawer who, based on funds held at a credit institution, gives an unconditional order ...
Can I repay a loan early?
Of course 😊! You have the possibility to request total or partial early repayment of the loan in progress at BT. You just need to deposit into your account ...