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2762 questions and answers

What is the „Centrala Riscurilor Bancare” (CRB)?

It is a specialized institution in:➤⠀collection; ➤⠀storage;➤⠀and centralization of information about the payment behavior of consumers who ...

9 votes
Only for BT clients

What advantages does the Star Forte card have for Doctors?

Star Forte for Doctors is a credit card dedicated exclusively to doctors.🏥You can use it safely for online and in-store transactions, at POS terminals ...

20 votes

What is and how can the "own contribution" be constituted for mortgage loans for real estate investments?

Own contribution is the part with which the entrepreneur participates in the realization of the investment. 😉This contribution can be in the form of money or goods (the land ...

7 votes

Does the designated holder on my account related to the STAR shopping card have access to the points accumulated on the account?

Yes, the designated cardholder provides access to your account and the STAR points accumulated on the account. 🙂

17 votes
Only for BT clients

If I exceed the number of messages included in the BT Alert subscription, do I have to pay?

Yes, the messages you receive beyond the number included in the BT Alert subscription are charged. Their cost is 0.5 RON / message. 🙂

72 votes
Only for BT clients

What happens to my application after I apply online for a loan on the BT Mic website?

After you apply on the BT Mic website, a colleague will contact you and together you will decide the next steps. 👍The good part is that you can change the amount anytime ...

8 votes

What are the advantages/benefits of being part of the Stup community?

Being part of the Stup community has many benefits. We leave you below a few that will certainly convince you to join here and create your own account. ...

3 votes
Only for BT clients

Will another current account be opened, along with the creation of the savings account, if I already have an account?

No, a new current account will not be opened, only a savings account. 🙂 In case the deposit is liquidated, the amount will be transferred to the current account.

64 votes
Only for BT clients

Is it necessary to have the NFC function turned on to pay?

Yes. You will be able to make payments only if the NFC function in the phone settings is on / active. Without NFC turned on, the POS will not recognize your phone and ...

38 votes

Can I repay a loan early?

Of course 😊! You have the possibility to request total or partial early repayment of the loan in progress at BT. You just need to deposit into your account ...

13 votes
Only for BT clients

In case I forget my login password for the SMS one-time password method, how can I obtain a new password?

You can reset it online, simply, from the login page of the application, from the section "I forgot my Internet banking password" or you can come to any branch ...

39 votes
Only for BT clients

I need an advance for an investment loan at BT Mic?

No, you really don’t need an advance! 😉 And this is because we at BT Mic can fully finance the investments for which the loan is granted.

68 votes
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