I invested in BT Bonds, is the tax on the gain withheld by the bank?
We are happy to see that you have an entrepreneurial spirit. 😎Regarding the taxation part for individuals, BT Asset Management withholds at source ...
What is the BT Pay option for tracking purchases made with BT cards by category?
BT Pay will automatically group all card transactions from the last 3 months by category so you can better see your expenses. This way you know exactly ...
Why should I invest in an investment fund?
There are several reasons why it is good to invest in an investment fund, but we present to you the most important ones😎:➤ You can have higher returns ...
What does Pillar 1 mean?
Pillar 1 is the state pension that you will receive after you retire, every year. 👴The state pension represents a percentage of the last values ...
What steps do I need to follow to get an online shopping card?
Well, uite cum procedezi:❶⠀Intri în BT Pay – da, trebuie să ai instalată aplicația în telefon; 😁Dacă nu ai BT Pay, aplicația se poate descărca gratuit din ...
Does the subscription also ensure 0 commission on interbank collections?
All current account subscriptions ensure zero commission on interbank collections.
What happens to the insurance attached to the loan with assignment in favor of the bank if the loan is repaid early and an insured event occurs?
At the early repayment of a loan, the insurance policy is closed because it was agreed upon when granting the loan. Therefore, the insurance ...
How can I view the transaction history in the "Accounts" section?
You can see the transaction history on the main screen in the "Accounts", "Transaction History" section. Here, you can also see pending transactions ...
What are the necessary documents for opening a KidCONT deposit?
The documents required to open a KidCONT deposit are:❶⠀Identity card of the parent or the authorized person;❷⠀Birth certificate or identity document ...
What types of banking operations are available for legal entities?
Here are the available operations with us for legal entities:➤⠀currency exchange;➤⠀bank transfer;➤⠀opening a deposit;➤⠀import operations – ...
What should I do if my employer is already withholding for garnishment?
If your employer is already withholding funds for garnishment, you can request the unblocking of the money, but you must bring us a document certifying the withholding made ...
Am I required to take out a life insurance policy when applying for a mortgage loan?
At Banca Transilvania, the life insurance policy is not mandatory when accessing a mortgage loan, but it is beneficial for you. 😉