2660 questions and answers

Where is it written that I will be charged a commission upon withdrawal, at the moment I take out cash from another bank?

On each ATM the following message appears "Attention! Your transaction will be charged according to the conditions in the contract concluded with the issuer ...

16 votes
Only for BT clients

What types of banking operations are available for legal entities?

Here are the available operations with us for legal entities:➤⠀currency exchange;➤⠀bank transfer;➤⠀opening a deposit;➤⠀import operations – ...

5 votes

Why should I invest in an investment fund?

There are several reasons why it is good to invest in an investment fund, but we present to you the most important ones😎:➤ You can have higher returns ...

54 votes
Only for BT clients

Can I make withdrawals of more than 10,000 lei from my Legal Entity account?

Yes, however, you need to also present some supporting documents. Otherwise, for various payments, you will fall within the maximum daily ceiling of 10,000 ...

6 votes

How can I view the transaction history in the "Accounts" section?

You can see the transaction history on the main screen in the "Accounts", "Transaction History" section. Here, you can also see pending transactions ...

13 votes
Only for BT clients

What happens to the insurance attached to the loan with assignment in favor of the bank if the loan is repaid early and an insured event occurs?

At the early repayment of a loan, the insurance policy is closed because it was agreed upon when granting the loan. Therefore, the insurance ...

19 votes
Only for BT clients

Am I required to take out a life insurance policy when applying for a mortgage loan?

At Banca Transilvania, the life insurance policy is not mandatory when accessing a mortgage loan, but it is beneficial for you. 😉

32 votes
Only for BT clients

How can I open a new account without going to a BT agency?

If you cannot reach a BT agency to request the opening of an account, then you can open an account yourself directly from BTPay Mobile or ...

48 votes

What does Pillar 1 mean?

Pillar 1 is the state pension that you will receive after you retire, every year. 👴The state pension represents a percentage of the last values ...

8 votes

Does the subscription also ensure 0 commission on interbank collections?

All current account subscriptions ensure zero commission on interbank collections.

72 votes
Only for BT clients

I accessed a personal loan with a fixed interest rate and I want to repay it early in full, are there any costs?

For fixed interest loans there is an early repayment fee:➤⠀1% of the early repaid loan amount, if the time period ...

18 votes
Only for BT clients

What are the necessary documents for opening a KidCONT deposit?

The documents required to open a KidCONT deposit are:❶⠀Identity card of the parent or the authorized person;❷⠀Birth certificate or identity document ...

38 votes
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