2660 questions and answers

How does the line of credit work?

The line of credit is the direct link between you, the bank, and your partners. 🙂Practically, the bank offers you a loan with a term of up to 24 months and you ...

63 votes

What is BT Fileshare?

Fileshare is a platform that helps make the exchange of documents between you and the bank fast, easy and secure. More precisely, when you are about to ...

168 votes

I want to receive the proof of payment by e-mail when I make a transfer through BT Pay.

If you make a new payment via IBAN, you have the option to send the proof of payment by e-mail at the completion of the transfer. If you forgot to generate the proof, ...

33 votes
Only for BT clients

How can I open a savings account and what does it entail?

The savings account can be opened in a few minutes in BTPay Mobile or Web, but also in any BT agency. The minimum amount to open the savings account ...

54 votes
Only for BT clients

I want to make an internet transaction, abroad, with the card issued by BT. Is this possible?

Yes. All cards issued by BT can be used in Romania and abroad, wherever the logo under which the card is issued appears (VISA, VISA Classic or ...

65 votes

What is the tax rate on deposits?

In Romania, the tax applied to interest earnings is 10% of the earning value. 😇

65 votes

How are earnings from stock market investments taxed?

The tax related to stock market investors is 16% on profit. 🙂Practically, you will pay 16% of the profit related to stock market investments.

70 votes
Only for BT clients

I have an account opened in Italy. Is it possible to withdraw money directly from Romania at BT?

Currently, you can only do this if you have opened an account at Transilvania Bank. If you already have one, you can make a transfer from your BT Italy account to the account ...

19 votes
Only for BT clients

How do I see how much money I have in my pension account?

Direct in BT Pay, the Investments section, if you are a BT client or on the BT Pensions website, in the "My online account" section you can check at any time, with ...

44 votes

At the moment when I want to withdraw cash from another bank's ATM (different from the card issuing bank) do I have a commission?

The best is to withdraw money from ATMs of the bank that issued you the card. In this way, you can enjoy 0 fees or lower fees ...

20 votes

What is Hive?

Stup is a physical one-stop-shop dedicated to supporting the entrepreneurial community. Under the umbrella #sefacelastup, BT has created the necessary infrastructure for connection ...

34 votes
Only for BT clients

How do I become an investor in one of the funds managed by BT Asset Management SAI?

You can become an investor after signing the brokerage contract with BT for investment funds and, if applicable, the form to join the fund ...

100 votes
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