2762 questions and answers
Only for BT clients

Can I make deposits into the account after its establishment at BT?

Well, it depends: 🤔➤⠀if you have made a term deposit, it cannot be funded later;➤⠀however, savings accounts or KidCONT can be ...

64 votes
Only for BT clients

How many life insurance policies can I enter into? In case of damage, will I be compensated?

You can conclude as many life insurances as you want. 🤯 In case of damage you will be covered, depending on the chosen risks, for all purchased insurances. 😃

40 votes
Only for BT clients

I want to make an internet transaction, abroad, with the card issued by BT. Is this possible?

Yes. All cards issued by BT can be used in Romania and abroad, wherever the logo under which the card is issued appears (VISA, VISA Classic or ...

65 votes

How are earnings from stock market investments taxed?

The tax related to stock market investors is 16% on profit. 🙂Practically, you will pay 16% of the profit related to stock market investments.

71 votes
Only for BT clients

What should I do if I have lost my BT Meal Card?

Regardless of the situation encountered, we recommend that you block it immediately! You can do this quickly, directly from BT Pay, BT24 Mobile Banking, or BT24 ...

51 votes

What is the tax rate on deposits?

In Romania, the tax applied to interest earnings is 10% of the earning value. 😇

65 votes

What is the difference between franchise and franchise?

➤⠀franchise represents a type of contract found in the field of property law. Through this, a person (called franchisor) grants to another ...

33 votes

What is Hive?

Stup is a physical one-stop-shop dedicated to supporting the entrepreneurial community. Under the umbrella #sefacelastup, BT has created the necessary infrastructure for connection ...

34 votes

What happens from October 1, 2023, if I have a seizure ordered by ANAF?

If until now, banks proceeded to transfer to ANAF the seized amounts within the legal term of 3 working days from the establishment of the seizure, starting from 1 ...

62 votes
Only for BT clients

I have an account opened in Italy. Is it possible to withdraw money directly from Romania at BT?

Currently, you can only do this if you have opened an account at Transilvania Bank. If you already have one, you can make a transfer from your BT Italy account to the account ...

20 votes
Only for BT clients

How do I invite a friend to BT Pay?

Through 2 simple steps:❶⠀Enter BT Pay and, from the main menu, choose "Invite friends to BT Pay". It's a little below the "Show balance" button;❷⠀Send ...

62 votes
Only for BT clients

How do I become an investor in one of the funds managed by BT Asset Management SAI?

You can become an investor after signing the brokerage contract with BT for investment funds and, if applicable, the form to join the fund ...

101 votes
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