2660 questions and answers
Only for BT clients

Can I access financing for my company if I only have 3 months of activity?

Of course! 😊 You can apply for funding directly on the BT Mic website or at any BT Mic agency. Even if you have only 3 months of economic activity. ...

39 votes
Only for BT clients

How can I disable or change the BT Alert service?

You can do these things in 2 ways:❶⠀Through the call center, accessing the dedicated page on the BT Questions website❷⠀At any of our units, if ...

88 votes
Only for BT clients

What is the maximum age for a second-hand car acceptable for financing through leasing?

When it comes to leasing, it is good to know that we accept the purchase of cars only from new and used car dealers both from the country and from ...

32 votes
Only for BT clients

In what currency can I open deposits at BT?

You can open deposits in the following currencies:➤⠀„RON” – Ron; ➤⠀„EUR” – Euro; ➤⠀„USD” – US Dollar;➤⠀„GBP” – British Pound; ➤⠀„CHF” – Swiss Franc; ...

103 votes

Why do some banks have 0 commission for withdrawals from any ATM in Romania?

As in any other business, you have some taxes and fees for the services you use. These costs can come in several forms: of ...

29 votes

For what period can I take a loan through BT Mic?

Depending on the destination, you can take the loan for the following period:➤⠀for sustaining current activity (merchandise, business related expenses, payment ...

481 votes

Is it possible to refinance a loan taken through New House or First House?

The holder of such a loan has a prohibition on alienation and encumbrance for the first 5 years. After the expiration of this period, with prior obtaining of ...

61 votes
Only for BT clients

How can I make a bank deposit?

The easiest way to open a deposit is directly through BT Pay. All you need to do is download the app, open a current account, and enter ...

44 votes
Only for BT clients

Why is an appointment necessary to withdraw money from the account?

Because we want to make sure that the respective amount is available in the unit from which the withdrawal is made. 😊Good to know: You need an appointment in ...

61 votes
Only for BT clients

What happens if I already have a life insurance policy in force and I want to get a loan?

The best part is that if you already have an active life insurance policy and if you want to take out a loan, you no longer need to conclude another life insurance policy. 😃 ...

295 votes
Only for BT clients

Can I apply for a mortgage loan if I work in Italy?

Yes, you can, if you opt for a mortgage-backed loan. 🙂You only have to:➤⠀have income obtained from employment contracts carried out in ...

77 votes

What is a "transaction"?

It is an agreement between two or more parties through which a commercial exchange is made. 💱

54 votes
You have reached the end of the results
No results found