Can I open multiple accounts at BT?
Yes, you can open multiple accounts with us. 😃
What is „credit”?
Credit is a loan operation regulated by a contract, through which a bank provides you with a sum of money in exchange for:➤⠀a price ...
Is it possible to open a savings account for minors?
Certainly! We simply call it KidCONT and it can be opened: ➤⠀either in RON; ➤⠀or in EURO. Afterwards, you can top up this deposit very easily, just with ...
What is the difference between variable interest and fixed interest?
➤⠀the fixed interest rate is set at the signing of the credit contracts and cannot be changed throughout the financing period. 📁➤⠀on the other hand, the variable interest rate ...
For the standard financial leasing contract, is there an early repayment fee?
Because we want it to be as easy as possible for you, after 12 months from the conclusion of the financial leasing contract you have the possibility to pay in advance ...
Do I still receive interest if I sell the Fidelis government bonds before maturity?
You can sell the Fidelis government securities before maturity, in whole or in part, on the secondary market, that is on the Bucharest Stock Exchange, through ...
What does a PF client subscription at BT actually mean?
A PF customer subscription at BT means a banking package dedicated to individuals, which combines several services into a single offer, at a cost ...
Do I have to pay tax on the profit resulting from the sale of investment funds? If yes, how much is the tax?
Starting from 01.01.2026, earnings obtained by individual investors from investments in open-end investment funds will be taxed through ...
Is it possible to receive new cards abroad?
Yes, it is possible. 😃You can make this request at the Call Center 0264 308 028 or 0264 303 003 and through a secure message sent via Internet Banking. In ...
What documents do I need for data update?
In the case of natural persons, data updating can be done by presenting a valid identity document, as well as information related to: ...
I have a PFA. Can I also open an online account?
Yes, of course! 😃 First of all, make sure you meet all the eligibility criteria:➤ you are a resident and have an identity card issued in ...
If I have arrears on the account, can I close it?
Unfortunately, the account cannot be closed under these conditions. 🙁You can only do this after you pay the outstanding amount. 👍