How does BT Pay help me track my private pension?
BT Pay gives you quick access to pension information directly from your phone, in the Investments - Private Pensions - Our Pension section, no trips needed and ...
What has changed with the transition from BRD Pensii to Pensia Noastră?
The name of the administrator (BT Pensia Noastră) and the name of the private pension fund - Pillar II (Pensia Noastră) have changed. The savings ...
I am a participant in the former BRD pension fund. Do I need to do anything?
No. The change to the new name was made automatically, without any action required from the participants.
What is Pillar II and who contributes to it?
Second Pillar is the mandatory private pension system. If you started working after 2007 and were under 35 years old, you most likely contribute ...
How can I find out which Pillar II fund I contribute to and how much money I have accumulated?
You can check your Pillar II pension fund manager on the ASF website or in BT Pay. If you are a participant in Pensia Noastră, you can check the amount at ...
How do I fund my Pillar II account?
Each month, a portion of the social insurance contribution is automatically transferred to your individual account. Currently, the contribution is 4.75% of ...
Where does the money in my Pillar II account come from?
The account balance consists of the contributions paid on your behalf and the investment returns generated by the pension fund you contribute to.
Why is it worth checking my Pillar II account?
Because it’s your money. A simple check shows you how much you have accumulated so far and helps you better understand how your pension is built ...
Can I lose the money in Pillar II?
Pension funds invest in various types of assets and comply with strict management and diversification rules. The value of investments may ...
Can I choose where my money is invested in Pillar II?
Not individual. The investment strategy is set by the fund manager, within the limits provided by law and under the supervision of the ASF.
Where can I see how much money I have accumulated in Pillar II?
You can check your account balance using the app provided by the fund administrator or through the dedicated information platforms available ...
Can I change the private pension fund administrator?
Yes. The accumulated savings can be transferred to another Pillar II fund, under the conditions provided by law.