Can I hold multiple BT credit cards simultaneously?
Yes, it is possible to hold multiple credit products at BT, but each request is analyzed individually based on the total level of debt, ...
What is the validity period of an optional policy issued from BT Pay?
The issued policy is valid for 12 months.
Can I make an early repayment from an account in a currency other than that of the loan?
No. Refunds can only be made from the foreign currency accounts in which the loan is contracted.
Since when is an optional home insurance policy issued in BT Pay valid?
1. If the property is mortgaged in favor of BT:a) If you do not have an active policy, the validity of the new policy starts from the day after issuance.b) If you already ...
Who can access the Education Loan through the Skills & Education program?
The program is aimed at businesses operating in the field of education, companies providing training to employees and registered in ...
How do I get the loan 100% online?
Complete some information, choose your offer, and if you agree, sign directly in BT Pay. The money goes into your account without you coming to the bank. Everything ...
What advantages do the loans included in the EIB program offer?
EBRD loans benefit from an interest rate reduction of 0.25% per year, which makes them more accessible.They are especially suitable for investments, especially ...
What does a mortgage loan mean for me, as a future client?
A mortgage loan offers you flexibility and freedom in managing your real estate plans. It allows you to pledge another property as collateral and ...
Is it enough if I only have in the account the amount I want to reimburse?
No. You need funds for the amount you want to repay and for the early repayment commission, if applicable.
Who can initiate early repayment - the credit holder or the co-debtors?
No. Only you, as the credit holder, can initiate early repayment from BT Pay.
What limits does the insured value have in the home insurance policy from BT Pay?
For issuing the policy from BT Pay, the content must represent between 10% and 30% of the property's value, without exceeding 30,000 euros or ...
Where can I see the number of loyalty points I have accumulated?
If you have a co-branded card with one of our partners, you can find out details about your loyalty points anytime. Both online and offline. 👀Where? ...
