What are loans with EIF guarantees and who are they addressed to?
Loans with EIF guarantees are financing granted through the EIF Competitiveness and EIF Sustainability programs, developed in partnership with the European Fund ...
What documents do I need for a loan?
Usually, you need:identity cardANAF agreement for income verificationother documents, if the chosen product requires checks ...
What is the difference between a real estate loan and a mortgage loan?
Mortgage credit is more flexible and can finance a wide range of investments: housing, land, non-residential spaces, modernizations, or refinancing. ...
What special conditions must a company meet to access a loan with BID guarantees?
In order to access financing, among other conditions, the company must be eligible for de minimis aid, as the EBRD guarantee involves verification ...
Does my credit history matter when applying for a credit card?
Yes. BT checks the credit history at the Credit Bureau. A negative history (arrears, non-performing loans) can affect the approval of the application. A score of ...
How is a claim approved?
To report a claim, it is necessary to contact the insurer at the phone number displayed on the insurance policy. 📞An operator will inform you ...
Do I receive dividends if I invest in this ETF?
Not directly. The ETF automatically reinvests all dividends at their gross value. This means that the value of your investment can increase over time, ...
How do I pay a home insurance policy in BT Pay and which cards can I use?
The payment is made with a BT card registered in BT Pay, and when you press "Confirm and pay," you give your consent for the actual payment. The transaction takes place ...
What is the maximum insurable amount for home and contents?
The property and contents can be insured up to a maximum of 500,000 euros or the equivalent in lei.
Does BT Broker represent the client or the insurance companies?
Our role is to represent your interests in the relationship with insurers. 🤝We guide you objectively, clearly explain all options, and recommend ...
Where can I find the home insurance policy issued in BT Pay?
After issuance, you can find the policy in BT Pay, in the Insurance – Home Insurance section, where you can view or share it at any time.
What types of guarantees may be required for the green loan?
Guarantees are established depending on the project - they may include financed equipment, additional guarantees or own contribution, depending on the complexity ...