What are the costs associated with owning a Star Card?
The main costs are: Annual administration fee: check the fee schedule, but there are often exemption offers under certain conditions. Interest: It ...
Can I apply for a credit card if I am a PFA (authorized natural person) or have income from independent activities?
Yes, individual authorized persons and individuals with income from independent activities can apply. The bank will require supporting documents (e.g.: the latest tax returns or ...
How much does refinancing a mortgage loan cost?
The cost of refinancing a mortgage-real estate loan depends on several factors (bank, type of loan, the remaining amount value, if you refinance at ...
What is the Premium Club subscription and who is it addressed to?
It is an exclusive subscription created for Premium clients — those with income >10,000 lei monthly or resources between 75,000 and 200,000 EUR in the Group ...
What is an ETF?
An ETF (Exchange Traded Fund) is an investment fund that is traded on the stock exchange, similar to a stock. It usually tracks the evolution ...
Can I take the mortgage housing loan together with a co-debtor?
Yes. When taking out a loan, the life partner, spouse, children, ... can help if they meet the eligibility criteria,
For what types of projects can I get a green loan?
Photovoltaic systems for prosumers (with or without batteries)Electric UP projectsPhotovoltaic parks (including PNRR financing)
Do I have to move my salary to BT in order to refinance a personal loan?
You can refinance a personal loan at Banca Transilvania without being required to transfer your salary to the BT account. However, transferring the salary may ...
What is the minimum income I need to apply?
The minimum income required to apply for a Star Card shopping card is 800 lei net per month. The income refers to that obtained from salaries, ...
What is a mortgage loan and what can I use it for?
With a mortgage loan you can make purchases or investments in the real estate field. You can use it to buy a house, to build, to modernize or to ...
For what types of investments can I use the green energy loan?
Construction and equipment of photovoltaic parksComplete installations for prosumersProjects financed by the Modernization Fund or Electric ...
How can I issue a voluntary home insurance directly from BT Pay?
You can access the option if you use BT Pay, as follows: If you have a loan for a property brought as collateral, then you can access the insurance from the Insurance tab ...