2660 questions and answers

How safe is it to open an online account for me?

The process respects the strictest security standards and the legislation in force. Make sure you access the BT Pay application only through ...

1 votes

Who is Raul from BT and how do I find him?

Raul is BT's chatbot, available 24/24 on WhatsApp, who offers you information about your company's accounts, products, and services. To talk with ...

0 votes

What travel benefits does the Premium Club subscription include?

Premium Club brings you: Free access to lounges in Bucharest and Cluj-Napoca for you and one companion (if you meet the access conditions).4 ...

0 votes
Only for BT clients

What is the maximum amount for a personal loan at BT?

You can take up to 250,000 lei, depending on your income, debt level and eligibility criteria. We analyze your situation together so ...

1 votes

What use is a credit with a European guarantee for investments to you?

Acquisition of buildingsAcquisition of equipmentAcquisition of machineryAcquisition of means of transport

1 votes

In what timeframe are CIP requests processed?

Requests are processed from Monday to Friday, between 9:00 and 17:00. Any request sent outside this interval is processed on the next working day.

0 votes

What happens if I need help during the account opening process?

If you need help during the online account opening process, you can call our call center or make sure you have checked the contact option ...

2 votes

What type of investor is suitable for alternative funds?

Investors with high tolerance for risk and volatility. Even if the reported volatility may seem lower (due to periodic evaluations, not ...

10 votes

What time horizon should an investor in alternatives have?

Typical horizon: medium–long (5–10+ years). Many alternative investment funds are built with strategies that require time: acquisition, development, ...

5 votes

What is the deadline for submitting VAT refund requests?

The deadline for submitting reimbursement requests for expenses recorded in the EU is September 30, the following fiscal year.For us to ...

0 votes

What types of income are accepted besides salary (dividends, rents, PFA)?

BT accepts a wide range of incomes, as long as they are permanent and can be proven. Besides salary incomes, there are ...

0 votes

What role do alternative investments play in a portfolio?

Diversification and reduction of total risk. For a portfolio dominated by listed stocks and bonds, the introduction of a moderate weight of funds ...

7 votes
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