What exactly is a BT Romania ETF?
It is an ETF (Exchange Traded Fund), an investment fund that is traded on the stock exchange. Think of a shopping basket. Instead of buying a ...
What are alternative investment funds?
Alternative investment funds (AIF) are collective investment vehicles that do not fall into the classic category of investment undertakings ...
What documents do I need to apply for an investment loan?
the last two annual financial statements + the related balances and receipts the latest quarterly trial balance ended certificate of attestation ...
How do I change the marketing agreement in BT Pay Web?
Have you changed your mind about the marketing agreement? 🥺 1. Enter BT Pay Web and go to your profile (the button at the bottom left). 2. Choose "Settings ...
What is the BET-TR index and why does it matter for this ETF?
BET-TR is an index that shows how the most important companies listed on the Bucharest Stock Exchange are evolving. It includes both price variation ...
Do I receive a physical card if I open an online account?
Yes. Although you can use the digital card immediately through BT Pay, we also issue you a physical card, which you will receive at the address specified by you or free of charge ...
What is IRCC and how does it influence my monthly loan rate?
IRCC is an index established by the National Bank of Romania and updated quarterly. It affects only loans with variable interest: if the IRCC increases, the rate increases; if it decreases, ...
Can I also get an additional amount when refinancing a personal loan?
Yes - if you meet the eligibility criteria, and your income and debt level allow it, you can refinance the current loan and obtain money in ...
Can I have an overdraft if I already have other loans at BT?
Yes, it is possible! The fact that you already have other loans at Banca Transilvania does not automatically disqualify you. Your eligibility for an Overdraft is determined ...
How many types of alternative investment funds are there?
In the FIA category fall:Hedge funds (speculative funds)Speculative fund of fundsVenture capital funds (venture capital)Capital funds ...
What happens if I do not pay the full amount by the due date?
If you do not pay the total amount spent during the grace period, interest is applied to the remaining payment amount. The standard interest rate is specified in the grid ...
What can I see on the main page of BT Go?
You have quick access to account balance, payments, transfers, currency exchange, notifications, and a summary of transactions from the last 4 months.