If I gave someone my IBAN code, can they access the money in my account?
No, because the IBAN code can only be used to transfer money to you. 🔑
Is it possible to negotiate the interest rate on deposits?
Interest on deposits can be negotiated if the client opts for the establishment of a negotiated deposit. The minimum amount for establishing such a ...
What is the Star program and what are the benefits attached to credit cards?
STAR is our loyalty program, which is based on accumulating points that turn into money. 💰In addition, it offers you the chance to pay in ...
What fees are charged for using cards abroad?
When you make online payments abroad or transactions at merchants, no commission is charged. 😉 For other commissions, please consult ...
What is a "due date"?
The due date is actually the date on which the parties of a contract, the client or the bank must fulfill their payment obligation, according to the contract. 📑
What is the "current account"?
The current account is an account opened by you at a commercial bank, and in which you can keep your money safely. 👍How does having an account help me ...
What information does someone from abroad need to deposit money into my card?
Nothing complicated. The information that is usually asked of you is:➤⠀full name;➤⠀IBAN code corresponding to the account in the currency of the transfer;➤⠀name and address ...
What is „BT Trade”?
It is the online stock trading platform of BT Capital Partners (our brokerage company). 😊Through BT Trade you can open an account ...
Until what time is BT open at the latest?
Until 10:00 PM. There are a few BT agencies open in the shopping centers that have this schedule. The BT units open until this hour* are: ➤⠀Plaza ...
Can the interest rate change during the course of the deposit contract?
The interest rate does not change during the term of the deposit contract. The interest rate from the date of signing the contract will remain the same throughout the period of ...
What does "insurance premium" mean?
It's simpler than it seems. 😅The insurance premium is actually the price of the insurance. In other words, it is the amount you pay to those who provide you with a ...
How can I transfer money instantly?
Super simple! We provide you BT Pay. 😃The maximum amount you can transfer via BT Pay is 49999.99 RON/day for transfers between ...