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2,768 questions and answers
Only for BT clients

I am a child and I have BT Pay. What can I do in the app?

BT Kiddo is made for the cool kids! You just need to have permission from your parents to use BT Pay and an account opened in your name and you can ...

1 votes

Can I pay salaries through BT Ultra Web?

Yes, salary payments can be made through BT Ultra Web as a regular payment or, if you have a salary agreement concluded with Banca Transilvania, ...

2 votes

Can I withdraw the accumulated money before 60 years old?

The money you save is so that you can use it at retirement - whether you have reached 60 years old or whether you benefit from a disability pension in ...

1 votes

What is the minimum amount I can invest?

The minimum amount to make a first investment is, as a rule, 50 RON in the case of funds in lei, 25 euros/25 USD in the case of funds in foreign currency.

8 votes

What happens if I had payment delays for Overdraft?

In case at the end of February 2025 you appear with outstanding credit and/or unauthorized debit regarding the granted credit line in the account ...

0 votes
Only for BT clients

How long does it take for the card to be blocked after pressing the “Block” button in BT Go?

The card locks instantly.

4 votes

How does Round Up work?

Each card payment is a saving opportunity when you have Round Up, your virtual piggy bank. Any amount you pay is rounded up to the multiple of ...

23 votes

What features from BT Pay help me the most if I live abroad?

All! 👀 Buut here are a few that you will definitely, definitely like a lot:Send money instantly, to always be close to homeSavings account and deposits, in ...

4 votes

How can I trade stocks?

To trade stocks, you need to turn to a brokerage firm, such as BT Capital Partners, a member of the Group ...

3 votes

Under what conditions will the credits be migrated?

Until February 28, 2025, you will continue to pay the installments as before, into the account at OTP Bank. After this date, your loan will be taken over ...

2 votes
Only for BT clients

Who sends the e-Invoice from BT Go, the accountant or the entrepreneur?

The sending of invoices to ANAF can be done by anyone who has access to the company's SPV account; it can be the administrator/legal representative or ...

0 votes

Can I download the statements in XML format from the BT Ultra Web application?

Currently, in BT Ultra Web, the only export options for daily account statements are in MT940 and PDF formats.

1 votes
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