2,768 questions and answers
Only for BT clients

Why should I opt for life insurance for credit cards or overdrafts?

➤ You benefit from a free period of up to 3 months (taking into account the month in which the insurance is purchased and the following 2 months);➤ ...

1 votes
Only for BT clients

What additional benefits does the life insurance concluded by Metropolitan Life provide?

➤ 24 hours a day coverage worldwide;➤ no medical evaluation;➤ free premium payment installment for the first 3 months (the first month = the month of issuance ...

1 votes
Only for BT clients

What is the maximum compensation limit in case of travel insurance?

The maximum compensation limit is 1,000,000 EUR.

1 votes

What is the Skills & Education program?

It is the only lending program with external guarantee from the European Investment Fund (EIF), intended for businesses in the field of education. Pot ...

1 votes
Only for BT clients

What is the minimum amount granted for a BT Mic loan?

The minimum amount granted through a BT Mic loan is 4,000 lei. 😊

5 votes
Only for BT clients

Can I change the PIN code or authentication method in BT Pay?

Yes, you can do that anytime from the app settings. You have the option to change the PIN code or choose another authentication method (PIN or Biometrics) directly ...

4 votes

What documents are mandatory to apply for the grant program for HoReCa?

Along with the funding application, the Operating Authorization/Classification Certificate/Tourism License etc., as well as the Report of ... must also be submitted

0 votes
Only for BT clients

What amount can I borrow without real estate collateral from BT Mic? And with collateral?

If your company is eligible for a BT Mic loan, the maximum amount a company can borrow, without material guarantees, is ...

2 votes

How is a loan rate calculated?

The rate is calculated based on the type of credit (personal needs, mortgage, etc.), the amount you want to borrow, the period of time you choose to ...

0 votes

Why don't I see the value of the fund unit at which I buy or redeem the fund units?

The value of the fund unit is established and displayed on the working day following the one on which the operation takes place. 📆On the day of the operation, it is not ...

5 votes

What is the BT Direct loyalty program (cashback)?

You can collect loyalty points for payments made with BT Direct cards, which are then converted into money. Shopping cards ...

4 votes

What products and services can I benefit from as a student, foreign citizen?

You can benefit from the current account subscription Hello. 🤗 The benefits included in this subscription are:- 10 lei current account opening- 0 lei account administration ...

2 votes
What would we do without those who literally grow Romania?
There are over 1 million entrepreneurs in the country. Tens of thousands of farmers who choose to be there, to work and to cultivate. Today we met with one of them.
What would we do without those who literally grow Romania?
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