2659 întrebări și răspunsuri

How do I activate the credit card?

Your card is activated very simply, following these steps:❶⠀Call the number on the back of the card, press the 0 key, then the 1 key and in 30 minutes ...

15 votes

What can be the minimum value of arrears and how long is the information provided to the CRC stored?

The arrears have a minimum value of 1 RON and the information provided to the CRC is stored for a period of 7 years. ⏳

0 votes
Only for BT clients

What is the minimum amount granted for a BT Mic loan?

The minimum amount granted through a BT Mic loan is 4,000 lei. 😊

5 votes
Only for BT clients

Why should I opt for life insurance for credit cards or overdrafts?

➤ You benefit from a free period of up to 3 months (taking into account the month in which the insurance is purchased and the following 2 months);➤ ...

1 votes

What does the video identification process involve to apply online at BT Mic?

If you are not a BT client, to apply online with an electronic signature you need to know us. 😊In the application session, from wherever you are, you will enter ...

4 votes

Why don't I see the value of the fund unit at which I buy or redeem the fund units?

The value of the fund unit is established and displayed on the working day following the one on which the operation takes place. 📆On the day of the operation, it is not ...

5 votes

What happens if I do not take out compulsory home insurance?

In the event that you do not sign the mandatory insurance policy, your home is not insured against natural disasters. 🙁Also, according to ...

1 votes
Only for BT clients

What information does the BT Alert Daily Balance message contain, exactly?

BT Alert Message Daily balance contains the following information:➤⠀Client's name;➤⠀Customer's current availability account IBAN;➤⠀Balance ...

8 votes

Who are investment funds aimed at?

Funds are for anyone who wants to put their savings to work in a simple, diversified, and accessible way – whether you are just starting out or already ...

84 votes
Only for BT clients

What amount can I borrow without real estate collateral from BT Mic? And with collateral?

If your company is eligible for a BT Mic loan, the maximum amount a company can borrow, without material guarantees, is ...

2 votes

How are payments made when multiple garnishments are established?

In the case of garnishments instituted only by budgetary executors (for example ANAF/ city hall) or only by judicial executors, payment is made in order ...

14 votes

How many quotations do the reference indices to which the interests refer have?

The most commonly used indicators by banks for setting the level of variable interest rates for lei and euro respectively are: IRCC, ROBOR 6M (6 months) and EURIBOR ...

3 votes
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