2,768 questions and answers

How can I find out more information about my Direct Card?

You can find general information, benefits, and fees for your card on the BT Direct website - click here. If you need more information, we ...

6 votes

What is the age limit for obtaining the Omnipass discount card?

The essential condition is to be a student in any of the cycles - bachelor's, master's or doctoral and to be up to 26 years old to be able to apply ...

3 votes

How do I benefit from the money I have saved?

The money you save in the optional private pension is specifically saved for retirement. Therefore, ideally you should wait until you retire to ...

11 votes
Only for BT clients

Could I access a loan to cover the initial expenses of the business if I have not yet recorded any accounting activity? And do I need to show the business plan?

A credit for the initial investment, necessary for the opening of the business and for the mentioned current expenses, can be accessed only in the situation in ...

4 votes

If I already have home insurance, do I still need to take out the mandatory one?

Yes, in the situation where you have already concluded an optional home insurance, it will be necessary to also conclude the PAD policy. 🙂According to legal regulations, ...

2 votes

What happens if I do not take out compulsory home insurance?

In the event that you do not sign the mandatory insurance policy, your home is not insured against natural disasters. 🙁Also, according to ...

1 votes
Only for BT clients

Is the tax applied to the entire amount I have in the investment fund?

No, the tax applies only to the profit resulting from the full or partial sale of investments in the fund, according to the portfolio statement issued by ...

92 votes

How can a client find out if they can pay instantly in EUR to a partner?

You can consult the list of banks that have joined TIPS (which you can find here). If your partner's bank is on this list, you will be able to pay instantly in ...

0 votes

How are payments made when multiple garnishments are established?

In the case of garnishments instituted only by budgetary executors (for example ANAF/ city hall) or only by judicial executors, payment is made in order ...

15 votes

Where can I find more information about investment funds?

➤⠀either you enter our BTAM website;➤⠀or you come to one of our units where you will find at least one colleague who will help you with all the information ...

6 votes

What can I do with BT Pay?

Anything you want! 😊 See balance You can top up your card either by transfer (you can also receive your salary in the account), or from a card issued by another bank You pay ...

4 votes

Can I also get a loan through the Skills&Education program?

If you have a kindergarten, school, university, or a company that invests in employee training, you can apply for a loan through the Skills program ...

2 votes
What would we do without those who literally grow Romania?
There are over 1 million entrepreneurs in the country. Tens of thousands of farmers who choose to be there, to work and to cultivate. Today we met with one of them.
What would we do without those who literally grow Romania?
You have reached the end of the results
No results found