Do I have to declare interest income to the tax authorities?
If interest income, taken individually or combined with other types of extra-salary income, exceeds the ceilings established by the Tax Code, ...
What is the age limit for obtaining the Omnipass discount card?
The essential condition is to be a student in any of the cycles - bachelor's, master's or doctoral and to be up to 26 years old to be able to apply ...
What conditions must I meet as a parent to activate BT Pay Kiddo?
Just a few. :) For children aged between 8-18 years who have not yet turned 18 and who do not have a bank account opened in their name, you must be an individual ...
Could I access a loan to cover the initial expenses of the business if I have not yet recorded any accounting activity? And do I need to show the business plan?
A credit for the initial investment, necessary for the opening of the business and for the mentioned current expenses, can be accessed only in the situation in ...
What are the necessary documents for accessing a quick credit line with guarantees for my business?
Only a few documents are needed. These are: ➤⠀copy of the last two accounting balance sheets (semi-annual, annual);➤⠀the legal-constitutive approval ...
Is the tax applied to the entire amount I have in the investment fund?
No, the tax applies only to the profit resulting from the full or partial sale of investments in the fund, according to the portfolio statement issued by ...
Can I also get a loan through the Skills&Education program?
If you have a kindergarten, school, university, or a company that invests in employee training, you can apply for a loan through the Skills program ...
How long is the subscription valid?
The subscription does not have an expiration date. It remains valid until you want to cancel it. 😊
What credit benefits do I have through the Skills&Education program?
It is the only program with external guarantees for Education, and the benefits it brings are:➤ credit facilities in lei and euros - up to 2 ...
What happens to the profits of companies in which I am a shareholder?
These can be: ➤⠀distributed to shareholders;➤⠀or they can remain in companies. ❗⠀The company's "General Meeting of Shareholders" (GMS) decides this fact.
What are the suitable funds for a short period / low risk? Which fund should I choose if I want low risk?
Fixed income funds are those that have less fluctuation and are most suitable for investments over a short period of time. From this ...
If I am not a BT client, how can I open the grant account for HoReCa?
If you choose BT in the grant program, but you are not our client, you can quickly open your current account online here. As soon as we receive the list ...