What guarantees are preferable for financing an agricultural activity?
The guarantees necessary for a loan for financing agricultural activity are closely related to the purpose of this loan. The financing products of the Bank ...
What do I do with all the documents?
You must keep all documents (requests, declarations, contracts, agreements) for 10 years from the date of granting, so that you can make them available to ...
If I already have a shopping card at BT, can I get another one online?
In principle, you cannot have 2 shopping cards, but you can call us at the phone number 0264 308 208 and we will see what solutions exist, if we can increase your ...
How do I benefit from the accumulated money?
The money you save in the optional private pension is specifically saved for retirement. Therefore, ideally you should wait until you retire to ...
What assistance can I benefit from through the grant program for HoReCa?
You can benefit from financing – aid from the state, through the Ministry of Economy, Entrepreneurship and Tourism – up to 20% of the decrease in the figure of ...
If I have an LLC with an age of about 5 years, can the purchase of a new car be financed through BT Mic?
Of course, this is possible. 🚗It is good to know that: we will not ask you for your own contribution to finance this investment. 😊
How can I prevent cyber attacks?
Here are our recommendations in this regard:❶⠀To have an installed antivirus and anti-malware solution;❷⠀To have these software updated to the latest version;❸⠀To not ...
What is “Patient Credit”?
Patient Credit is that type of credit that provides you with up to 50,000 EUR (or the equivalent in RON). 😮To benefit from care ...
Can I transfer the mandatory private pension (pillar 2) to BT?
BT Pensii currently manages only two optional private pension funds (pillar 3). The amounts you hold in pillar 2 cannot be transferred ...
What risks does life insurance cover for credit cards or overdraft?
➤ Death from any cause;➤ Involuntary loss of employment or hospitalization due to illness or accident, depending on the status ...
If I get an online shopping card, how can I also receive the real card?
The real or physical card you can request at the desired address or at a BT unit, the digital version having the advantage that it can be used immediately, through ...
What is the profit tax on the sale of shares on the Bucharest Stock Exchange (BVB)?
Profit tax applied to the sale of shares on the Bucharest Stock Exchange is 1% for shares held for more than 1 year and 3% for ...