What documents are required for granting a loan with European guarantee?
Copy of the last two accounting balance sheets (annual)Fiscal attestation certificateLegal/constitutive approval regarding the contracting of the loan and ...
Is there a grace period for investment loans?
Yes! You have a grace period of up to 36 months to get your plans moving without pressure.
What are the advantages of the Raul service from BT?
It is freeYou can* apply for checks, promissory notes, bills of exchange, and cash withdrawal orders online, without trips to the bankConfidentiality is ...
What is the validity period of a bank guarantee letter?
There is no standard maximum term. The validity of the letter is determined according to the provisions of the contract between the applicant and the beneficiary.
What are cutting tools?
Debit instruments are checks, promissory notes, and bills of exchange – documents through which you reduce the risk of non-collection of receivables.
For what situations are bank guarantee letters useful?
These are mainly used in commercial contracts and public procurement to guarantee the payment of obligations, participation in tenders ...
What steps should I follow in the conversation with Raul?
StartEnter the company's CIFEnter the OTP received on the phoneChoose the desired option from the displayed menu
What are payment incident informations?
Data provided by the Payment Incident Center (PIC) about the payment delays recorded by a legal entity in the last 7 years, for ...
What advantages do BT bank guarantee letters offer?
They provide partners with financial security, allow participation in projects without blocking liquidity, offer flexibility in contract execution ...
Can I refinance existing loans through a loan with European guarantee?
Yes, you can refinance the loans contracted at other banks.
What are the granting conditions for a credit with European guarantee?
The company is not prohibited from issuing bank checks.You are not listed with credit delays in the Credit Risk Center.The company has no records ...
When is factoring useful?
Factoring is useful when:You have clients who request long payment terms.You have access to immediate liquidity through rapid invoice collection.Digitized process ...